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WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308 - 382 -2900 <br />IDS, Inc. <br />§ <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December 5, 2012, together with all Riders to this <br />document. <br />(B) "Borrower" is Shawn M Clark and Kimberly F Clark, husband and wife. Borrower is the trustor under this <br />Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. Lender is the beneficiary <br />under this Security Instrument. <br />(D) "Trustee" is Exchange Bank. <br />Trustee's address is 1204 Allen Drive, PO Box 5793, Grand Island, Hall County NEBRASKA 68802. <br />(E) "Note" means the promissory note signed by Borrower and dated December 5, 2012. The Note states that Borrower <br />owes Lender ONE HUNDRED EIGHTY THOUSAND AND NO /100 Dollars (U.S. $180,000.00) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than January 1, <br />2020. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 1 of 12 <br />C7 (/) <br />(:-7 N <br />r { I -{ rrl <br />I—' <br />i`—► c) -r1 <br />bo <br />> r' . . i. 1.-.1 V✓ <br />: r' ' L "*". <br />r r <br />J) l T <br />rq cn —a F. <br />9 CP <br />v> <br />Borrower(s) Initials �t,�� <br />