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<br /> � ,' ��' S. Hazurd or i"ro�xrty Insurancc. l�urruwcr �hall kecp thc imprnvcn►cnt� nu�v cxi�,tin�; ur heroai'tcr �rcctcxl o�i thc --
<br /> -- Property inhurcd against Inss by fira huuirds includcd witl�in Uic tcrm "cxtcndcAl cuvuniBc" and any other huntrdc, including _
<br /> :�u`.�` . � floods or flnoding. for which Lcndc�•requires insur+n�:c. This intiuri�ncc sBall bc mainuiined in the umountti und t'�,r il�e p�rirnls --
<br /> '" �' . that Lcndcr rcquirc�. Thc insurancc curricr providing th�: intiuraure shall b�: cho,cn hy Ho�rowcr +uhj��ct ti� l.�n�ter'� apprm�al --
<br /> ' ' which shall not be unreasonably �vithheld. If L�orruwcr fuil+ to maiiunin cuverugc de+cribc:d ubuvc. I.a:nd�r nk►y. ::t l.crtder'� �
<br /> '�".�%•�:��-==� aption.oNtain covcragc ta protect Lcndcr's rights in thc Properry in uccordancc�vith pitni�rnph 7.
<br /> � All insurance policies and rene�vais sl�all he :uceptuble to Lender und +hall in�:lude a stund.irJ mortguge cla�use. I-ender
<br />=-�w�►=-- shall havc thc right to hold the poficirs and renc�vids. If I.ender requires, Borro�ver shull promptlY 6ivc tn I.cndcr all rcceipts of �
<br /> � �,;y paid premiums and renewal notices. !n the event of loss, Borrower shull give prompt notice to thr insurance carrir.r nn�Lender.
<br /> �' C.ender rtwy makc proof of loss if not made prc�mpdy by Borrowtr.
<br /> Unless L.cnder and Bonower otherwise agree in writing. insuruncc proccr,ds.hall be applied to restor,ition or repair of the �
<br /> Property damaged,if the restoration ar repair is ecanomically feasible and Le:ndei s security is not lessened. If'th�re�tor►tion or
<br /> � • � repair�s uot ecanomically fw�ibli��r[.r:nd.-r's scrurity would be Iessenod. the insurunce proceeds sball be applitxl e� che sums
<br /> ' secured by this Security Instrument, wF�ether or not then due, with any excess.paid to Barro�ver. If Borrower ab.tndons the
<br /> =� ;«�+r p����y,or does not answer within 30 �ays a notice from Lender that the insurnnce carrier has offered to settlE a claim, theti
<br /> —..n:;�5-.:.
<br /> = Lender muy collect the insurance proceeds. Lender may use the prncecds to mpair or restore the Prope��ty or to pay sums
<br /> :;:�;�u,�,;• secured by this 5ec:urity Instrument,whether or not then dae. The 30-day period will be�in whan the notice is giv�en. `
<br /> - Unless Lender and Barrower othenvise ug�ec in writing, any applicatian of proceeds to principa� �haU not extend or
<br /> —.��:�g� Po Po Y P�Y
<br /> � ,��,:;� st ne the due date of the montht 1 ments refened to in paragrnphs l and 2 or chunge the amcant of tha payments. I _
<br /> __ �'��„�� under p�uagraph 21 the Property is acquired by l.ender, Bonower's right to an�� insurance policies and procecds:resulting from
<br /> --- d:�mage to the Praperty prior to the acquisition shall pass to Lender co the extem of thc sums sscured by this Security Instrument
<br /> :_�'+•.+'�` immediately prior to the acquisition.
<br /> �'�� 6.Occu�nncy, PreservAtion,Mainte�nnce and Protection of the Properny;Borrower's Loan Appltcationa Le,�sehold�.
<br /> �.... F�..i.�
<br /> �-�� Borrower shall occupy,establish.and use the Property as Barrawer's principal►r.sid�snce within sixry dnys after tYio cxecution o
<br /> .���,� this Security Instrument and shall continue to occupy the Propeny as Horrower's prencipll residence for nt least on�year after
<br /> m•:x�;;
<br /> the date of occupancy,unless Lender otherwise agrees in writing, which consent shnll not be unmasonably withfield. or unlcss
<br /> _���,,,c� ext�nuating circumstanees exist whieh are beyond Borrower's control. Borro�vr�r shall not destroy, dtunago or impair khe
<br /> •- r����y �����.�� ��n� ;Q ,�Pf���,�tp, �r rc,mmit waste on the Property. De�rco�ver shull be in default if any forfeiture
<br />--�_a+�T'�_ _
<br /> =�;��.,�� �ction or proceeding,whether civil or criminal,is begun that in Lender's good fuitln judgmant could resutt m 3Arteiture oi cne
<br /> _���-=Lf�� Property or othenvise materially impair the lien created by this Securiry Instrument o�Lendcr's security intcrese, borrower mny
<br /> -=-- - cure such a default and reinstnte,as provided in paragraph 1�,by causing the action or proceeding to be dismi�.s�d with a rulinr
<br /> - v�� that, in Lenclei s good faith determic�ation, precludes forfeiture of the Borrower's interest in the Property oc othGr rr�nterl�l
<br />�_._T�_-_- impturment o1'the lien created by this Security Instrument or Lender's security interest. Bc�rrawer shall also tw in default i�'
<br /> --------� Borrower,di�ring the loan�pplication process,gave materially false or inaccurate information or stutements to l.ender(or fniled
<br /> -- to provide Lender with any anaterial information)in connection with the loan evidenc:ed by tha Note, includins, but not limited
<br /> __-=__= to,representations conceming Barrower's occupAncy of the Property as n principal�usidence. If this Security Instrumant is on a
<br /> -_u���;;� leasehold. Borrower shall comply witli ull the provisions of the lease. If Borra�v�r acguires fer title to thm Properiy, the
<br /> leasehold and the fee title shall not merge unless l.ender agrecs to•the merger in writing.
<br /> 7.Protectlon of Lender's Rights in the Property If Borrower fails to perform t.iia covenants a�id agreem�nts containal in
<br /> this Securiry Instniment,or thei�e is a legal procceding that may significandy affect Lender's rislits in the Pra�:•.•ty (such.ns a
<br /> proceeding in bankruptcy, probate,for wndemnation or forfeiture or to enforc�laws or regul�tions). then Le,.�ez`er muy do und
<br /> -___---=T=� pay for whatever is aecessary to protect the vnlue of the Property and L�nder's rights in the Property. L,e»der's actions may
<br /> --�- inelude paying any sums seeured by a l�en which has priority over this Security Instrumenc, appearing in couri. �:,yi»�
<br /> � _= reasonable attorneys'fees and entedng on 3he Property to makc repairs.Althoush Lender may tttke 3ction undcr this parni�raph
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