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<br /> State of Nebraska Space Above Tl�is Line For Recording Data �
<br /> DEED OF TRUST
<br /> (With Ftiture Advance Clause)
<br /> ❑ Construction Security Agreement ��-:�...
<br /> ril 6 1998 �
<br /> 1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is .......AP..........�.........................��_
<br /> and the parties, their addresses and tax identification numbers, if required, are as follows:
<br /> TRUSTOR: ROBERT E. PANOWICZ C'AROL R. PANOWICZ
<br /> HUSBAND AND WIFE HUSBAND AND WIFE
<br /> 804 E 15TH ST 804 E 15TH ST
<br /> C�ZAI�ID ISLAI�ID, NE 68801 G�ID ISLAl�ID, NE 68801
<br /> Social Security #: 506-68-1643 Social Security #: 506-13-1033
<br /> ❑ If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br /> acknowledgments.
<br /> TRUSTEE: BANK OF WOOD RIVER
<br /> CORPORATION
<br /> 110 E 9TH S'IRE�!'
<br /> T�)OOD RIVIIZ, NE 68883
<br /> Taxpayer I.D. #: 47-0098350
<br /> BENEFICIARY:BANK OF WOOD RIVER
<br /> Organized and existing under the laws of the United States of America
<br /> 110 E. 9TH
<br /> Tn100D RIVER, NE 68883
<br /> Taxpayer I.D. #: 47-0098350
<br /> 2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br /> secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br /> grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br /> property: L�O'I' (2) , NOR4JOOD SECOND SUBDIVISION, CITY OF GRAND ISI�ND, HALL CnLINT'Y,
<br /> NEBRASKA.
<br /> Theproperty is located in�L............................................................. at ..............................................
<br /> (County)
<br /> 804..E:.. 15TH ST. GRAND,ISLAND.............................. Nebraska . 68801.............
<br /> . ....... ..................................... .
<br /> (Address) (City) (ZIP Code)
<br /> Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br /> rights, ditches, and water stoc:; and ��11 existing und fiature improvements, structures, fixtures, and replacements that may
<br /> now, or at any time in the future, be part of the real estate described above(all referred to as "Property").
<br /> 3. MAXIMLIM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall
<br /> not exceed $2 5.,0 00.:00................................... . �is limitation of amount does not include interest and other fees
<br /> and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under
<br /> the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this
<br /> Security Instrument.
<br /> 4. SECiTRED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br /> A.Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described
<br /> below and all their extensions, renewals, modifications or substitutions. (When referencing the debts below it is
<br /> suggested that you include items such as borrowers'names, note amounts, interest rates, maturity dates, etc.)
<br /> OPEL�T-II�TD NO'I'E IN THE AMOL]NT OF $25,000.00 DATED 4/6/98 WITH ROBERT E. AND C'AROL
<br /> R. PANOWICZ.
<br /> NEBRASKA-DEED OF TRUST (NOT FOR FNMA,FHLMC,FHA OR VA USE) .1 (p�B 1 Of 4I
<br /> 01994 Bankers Systems,Inc.,St.Cloud,MN 11-800-397-2341) Form RE-DT-NE 10/27/97
<br />
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