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201109428 <br /> (C) "Lender" is EQUITABLE BANK <br /> Lender is a SdVi ngs Bank <br /> organized and existing uncler the laws of T H E S TAT E 0 F N E 13 RA S KA , <br /> Lender'saddressis 113-115 N LOCUST ST PO BOX �.60 GRAND ISLAND NE 68802-0160 <br /> Lender is the Ueiie�ciary under this Sectilrity Instruinent. <br /> {b) "Trustee" is EQUITABLE BANK <br /> (E) "N ote" ineans the proinissory note signed by Borrower and dated D e c e m b e Y' 12, 2 011 . The Note <br /> staties th�t Borrower owes Lender THREE NUNDREQ FORTY TWO THOUSAND AND 00/100 <br /> Dollazs (U.S. $342,000.00 )plus interest. Borrower llas proinised to pay th'is debt in regulflr <br /> Periociic Payments�nd to pay the debt in fitll not later tihan J a n u a ry 1 , 2 042 . <br /> (F) "Property" meaiis the pro�erty that is described Uelow under the heading "Transfer of Rights in the <br /> Property,° <br /> (G) "��an° ineails t17e deUt evidencecl Uy the Note, pltts iiiterest, �ny prepayment cli�trges and late charges due <br /> under the Note, and all suii7s due under this Security Instruinent, plus interest, <br /> (H) "Riders" means all Riders to t11is Security Instruillent that�re executed Uy Borrower. The followiiig Riders <br /> are to ve executecl Uy Borrower �checic box�s appliclUle]: <br /> 0 Adjustable Rate Ric�er 0 Condominium Rider 0 Second Home Rider <br /> ❑ Balloon Rider �Plaiuied Unit Development Rider 0 1-4 Faiilily Ricler <br /> �VA Ric�er �Biweelcly Paynlent Rider � Othei•(s) [speci�y] <br /> (I) "Applicable Law" iileans all eontrollii�g applicaUle tec�eral, state and 1oca1 statutes; regulations, ordinances <br /> �nd adininistratiive rules and ordei•s (tlia.t have the effect of law) as well as a11 ap�lical�le fina1, no�i-appealal�le <br /> judicial opinions. <br /> (J) "Community �ssociation Dues, Fees, and Assessments" ineans �11 dues, fees, assessments v1d other <br /> ch�rges that�re inlposed on Borrower or the Property by a conciolnii�iuin�ssociation, hoiileowners <br /> assocxation or similar orgauizltion. <br /> (KJ "Eleetronic Funds Transfer° me�ns aiiy tr�nsfer oF fuiids, other than�trausaction originated by checic, <br /> �draft, or sunilar paper instruinent, which is initiated throtiigh an electronic texnunal, telephoiuc instrument, <br /> co��uter, or maguetic tilpe so as to order, inst�uct, or autl�orize a�nanci�l institution to clebiti or credit a� <br /> account. Stiic11 tei°m inclndes, Uat is not limited to, point-of sale transfers, automatied teller machine <br /> transactiions, trallsfers initiatec�by telephoi�e, wire transfers, ancl automatecl clea�•inglrouse transfers. <br /> (L) "Eserow Items" meaiis those items that�re descrived in Section 3. <br /> (M) "M isc�llaneous Proceeds" means aiiy compensatiion, settleinent, �ward oF damlges, or proceeds paid vy <br /> �ny third party(other tkan insurance proceeds paid under the coverages descriUed in Section 5) for: (i) <br /> damage to, or destruction of, th�Property; (ii) condeirmatiioiz or other talcing of a11 or an�part of the <br /> Pi•operty; (iii)conveyance in lieu of condenulation; 01•(iv)misrepresentations of, or oiilissions as to, the <br /> value and/or conclition of the Property. <br /> 231234 <br /> NEBRASKA�Single Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br /> VM P� VM P6(NE)(1105) <br /> Wolters Kluwer Financlal Services Page 2 of 17 <br />