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201109428 designated a suUstitute notice address Uy notice to Lender, Borrower sh�ll promptly notify Lender of Boirower's chan�e of adclress. If Lender specii"ies a procedure for repoi�tiiig Borrower's ch�nge of address, then Borrower shall only t•eport a c11ai1ge of adciress tluough that specified procedure. There inay be only one designated notice adclress under this Security Instruinent at aiiy one tiine. Any notice to Leizder shall U�givan by delivering it or by i�7ailing it by first class mail to Lender's adclress statecl herein unless Lender has designated another address by notice to Bori•ower. Any notice in connection with this Security TiYStruinent sl�all not be deemed to have been giveri to Lender tintil actually received by Lencler. If any notice required by this Security Instruinent is also required under Applicable Law, tha Applicable L�w requirement will satisfy tlze corresponding raquireinent under tliis Security Tnstruinent. 16. Governing Law; Severability; Rules of Construction. This Security Instruinent shall Uc�ovcrnecl by �ederal law and tlie 1aw of the jti�risdiction in which the Property is located. All rigl�ts and obligations� contailled in tlus Security Instruinent are subject to�any requireinents �d limiEations of App�ieable Law, Applicable Law znight explicitly or iinplicitly allow tlie p��ties to agree by contract or it migl�t be silent, but such silence sha11 not be construed as a prohibition against agreeinent by contract. In the event tl�at any provision or clause of tihis Security Itlstrtuuent or the Note con£licts with Applicable Law, such coriflict sIi�11 not afLect other pravisions of tlus Securitiy Instrurnent or th�Note whieh can be given effect without the coilflicting pi•ovisioil. As used in this Secttrity Instruinent: (a)words of the masculine gender shall meai�and include corresponding netiter words or words of the feiniiline gender; (b)worcis iii the singulai•shall ine�n and include the plural and vice versa; and(c)the worei"may" gives sole discretion without aily oUligation to take aizy actioii. 17. Borrower's Copy. Borrower sh111 be given one copy of the Note and of tliis Security Instrument. 18. Transfer of the Property or a Beneficial fnterest in Borrower. As used in this Sectio�l 18, "Interest in the Property" means any 1ega1 or beneficial uitierest in the Propert�, includuig, but not lunited to, those ben�ficial iiiterests transferrec�in a Uoi�d for deed, contract for deed, iustallment sales eontract o�•escrovv agreeinent, the intent of which is tl�e traiisfer of title Uy Borrower at a fiiture date to a purch�ser. If all or any p�rt of the Property or any Interest in the Property is sold or tr�nsferred(or if Borrower is not a n�tttral�erson and a bene�ci�l interest in Borrower is sold or transferred)withotiit Lendei•'s prior written consent, Lender lnay rec�uire invnediate payinent ii�fit11 of all sums secured Uy this Secui�ity Insti�ument. However, t11is option shall not be exercised Uy Lender if such exercise is prohibited Uy ApplicaUle Law. IL Lanc�ar exarcises this option, Lender shall give Borrower notice of aceeleration. The iiotiica sh111 provida a period oPnot less t1i�n 30 days fi•oin tihe date the i�otice is giveii in accordance with Section 15 withiii whicli Bo�rower nzust�ay all sums secured by this Security Instrumeni;. Tf Borrower ftiils tio�ay thesa sums prior to the expiration of this periad, Lender may involce any reinedies�ermitted by tliis Security Instxuinent without Fiuther notice or ciemand on Borrower, 19. Borrower's Right to Reinstate After Acceleration, If Borrower�neets certain conditions, Borrower sliall hlve the right to have enforceinent of this Securitiy Ilistrument discontinued at any time prior to the earliest o£ (a) i"ive days Uefore sale of the Property pursu�nt to any power of sale cont�ineel iii this Security Ins�ruinent; (b) such otl7er�ei�iocl as Applicable Law inight specify for the termination of Borrower's right to reinstate; or(c) entry of a judgment enforciilg this Security Insti�uinent, Those conclitioiis are that Borrower: (a)pays Lenc�er 211 sail7s which then wou7d lao due unc�er this Security Instrument and tihe Note as if no acceleration had occurred; (b)cures any deFault of any other covenallt�or lgreements; (c)pays 1ll expenses inctu�r�d in enforcing this Sacurity Instrtunent, incltiiding, but not liinited tio, reasonable�ttorneys' fees, property inspection and v�luation fees, aizd otller fees incurred For the purpose of protecting Lender's 'rnterest 231234 NEBRASKA-SInc�le Fam ily-Fannie M ae/Fretltlie M ac UNIFORM INSTRUM ENT Form 3028 1/01 VM P OO VM P6(NC)(1105) Wolters Kluwer Financial Services Page(2 of 17