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201109423 and has an address of ZOSO WOOCIWaC'CI AVe, Detroi t, MI 48226-1906 . Borrower owes Lender the principal sum of Seventy Thousand Seven Hundred and OOI100 Dollars(i1.S. $ 70,700.00 ). This debt is evidenced by Bonower's note dated the same date as this Security Instrument("Note"),which provides for monthly payments,with the full debt, if not paid earlier,due and payable on �811 U a 1"y 1, 2�27 . This Security Instrument secures to Lender: (a)the repayment of the debt evidenced by the Note,with interest,and all renewals, extensions and modifications of the Note; (b)the payment of all other sums,with interest,advanced under paragraph 7 to protect the security of this Security Instrument;and(c)the performance of Bonower's covenants and agreements under this Security Instrument and the Note. For this purpose,Bonower irrevocably grants and conveys to the Trustee, in trust,with power of sale,the following described property located in Hal 1 County,Nebraska: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF. SUBJECT TO COUENANTS OF RECORD. Parcel ID Number:400099888 which has the address of 2331 N HOwal^d Ave [StreetJ Grand Is�and �c��y�,Nebraska 68803 �Zip CodeJ ("Property Address"); TOGETHER WITH all the improvements now or hereafter erected on the property,and all easements, appurtenances and fixtures now or hereafter a part of the property.All replacements and additions shall also be covered by this Security Instrument.All of the foregoing is referred to in this Security Instrument as the "Property."Borrower understands and agrees that MERS holds only legal title to the interests granted by Bonower in this Security Instrument;but, if necessary to comply with law or custom,MERS, (as nominee for Lender and Lender's successors and assigns),has the right:to exercise any or all of those interests, including,but not limited to,the right to foreclose and sell the Property;and to take any action required of Lender including, but not limited to,releasing or canceling this Security Instrument. BORROWER COVENANTS that Bonower is lawfully seized of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered,except for encumbrances of record. Bonower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. Uniform Covenants.Borrower and Lender covenant and agree as follows: 1. Payment of Principal,lnterest and Late Charge.Bonower shall pay when due the principal of, and interest on,the debt evidenced by the Note and late charges due under the Note. FHA Mortgage WITH MERS-NE Revfsed 4f96 Amended 7/04 YMP� VMP4N(NE)(1105).00 Wolters Kluwer Financial Services Page 2 of 10 II I I I'II'I I I III III I I�I I II'I�I�I IIII I I I II I I I III III q03304520189 0233 239 0210 �