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�� <br />�. <br />�� <br />N � <br />0 —�� <br />-P <br />0 �� <br />�� <br />�■ <br />�� <br />�� <br />�� <br />�� <br />�A <br />�: <br />� <br />� <br />L�d <br />� <br />W <br />.� <br />� <br />.� <br />h�° <br />1� <br />6�° <br />� <br />� <br />� <br />� <br />� <br />� <br />1= � N i <br />71 . <br />� _ <br />WHEN RECORDED, MAIL TO: <br />Ezchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308-382-2900 <br />'.y <br />' <br />� K. <br />� <br />� .. <br />►, � ' <br />�: <br />► <br />� <br />a � <br />r <br />r .-; <br />o � <br />F-+ <br />rn CJ'1 <br />� �. <br />' � <br />�� 3 <br />� <br />0 <br />� ' � <br />o . <br />rn � <br />� � � <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />� � <br />�� <br />cn <br />Z �-1 <br />—� n't <br />� O <br />O "*1 <br />� � <br />�- rn <br />_� :c <br />r � <br />r r <br />c: � <br />� <br />r <br />�� <br />C_n <br />0 <br />� <br />� <br />� <br />� <br />� <br />�... <br />� <br />�' <br />_. <br />� <br />.S'� <br />� �, <br />MIN:100846710084670272 <br />`DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11, 13,18, <br />20 and 21. Certa.in rules regarding the usage of words used in this document are also provided in Section 16: <br />(A) "Security Instrument" means this document, which is dated December 9, 2011, together with all Riders to this <br />document. <br />(B) KBorrower" is Victor L Ryan and Danielle J Ryan, husband and wife, as joint tenants. Borrower is the trustor <br />under this Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. <br />(D) �Trustee" is Central National Bank <br />Trustee's address is PO Bog 268, Superior, Nuckolls County NEBRASKA 68978. <br />(E) uNIERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assi�s. MERS is the 6eaeficiary under this Security <br />Instrumen� MERS is organized and existing under the laws of Delaware, and has an address and telephone number of <br />P.O< Boa 2026, Flint, M148501-2026, tel. (888) 679-MERS. <br />NEBRASKA -Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 1 of 13 � <br />ios, tr,c. Borrower(s) Initials <br />