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2 011094�� <br />(G'� "Lender" is II. S. Bank N. A. <br />I.ender is a Natio�l Associatioa <br />organized and existing under the laws of <br />Lender's ad�ss is 48A1 Frederica <br />The Qnited States Of America <br />Street, Ower►sboro, RY 42301 <br />(�� �TI'Q3tCC N11 . '1't10ID88 LOClle2 <br />2�2 Douglas Stree� 200 The Omaha Club� Omaha� NE 68102 . <br />(�) "MERS" is Mortgage Elechronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lende�'s successors and assigns. ME1tS is the bene8dary <br />nnder this Secnrlty Instramen� MERS is organized azid vristing under the laws of Delaware, and vas an <br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(17 "Note" means the promissory note signed by Borrower �nd dated 12/14/2011 . <br />The Note states tl�at Borrower owes Lmder Fifty-Siu Thousand T�vo Huadred Thig�y-Sis <br />and 00/100th� Dollars <br />(U.S. $ 56,236 e 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay fhe debt in full not later than January 01, 2042 . <br />(G) 'Tropertyt° gn�ns the praperty that is descnbed below undar the heading 'oTravsfec' of Rights iu the <br />property.�� <br />(� 'Z.oan" means the debt evidenced by the Note, Plus interest, anY PfeP$Ym� ��g� �� ��� <br />due under the Note, and all sums due under this Se�urity Instrument, plus interest. <br />(n "Rfders" means all Riders to this Security Instcvment that aze executed by Boaower. The following <br />Riders are to be ex�utefl by Borrower [che�k box as applicable]: <br />� Adjustable Rat� Rider � Condominium Rid�r � Second Home Rider <br />0 Ball�n Rider � Planned Unit Development Rider � 1-4 Family Rider <br />� vA Riaer O Biweekly Payment Riaer � ocherts) [sP�Y] <br />(� "�pplicable Law means all controlling applicable federal, state and local statutes, regulations, <br />ordznances and adminisl�ive rules and orde�s (that have the effect of la.w) as well as all applicable final, <br />non appealable judicial opinions. <br />(I� "Commnnity �ssociation Dnes, Feea, and Assessmen�" means all dues, f�, assessments and other <br />charges that are imposed on Borrower or the Prop�rty by a condominium association, hom�wnars <br />association or similar organi�tion <br />(L) "Elech°onic F�nds Transfer" means any transfer of funds, oth� than a transaction originated by <br />check, draft, or s�lar paper instrument, which is initiated through an electronic terminal, telephanic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a fmancial institution to ddrit <br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(Nn "Escro�vv Items°' means those items that are descn'bed in Section 3. <br />(1� '7VI'iscellanewus Proceeds" means any comgensation, settlement, award of d�nages, or proceeds paid <br />by any third p�ty (other than insurance proceeds paid under the coverages descnbed in Section � for: (i) <br />damage to or destcuction of, the Property; (ii) condemnation or other taking of all or �y part of the <br />Properiy; (ui) c�nveyance in lieu of condemnation; or (iv) misrepresentations o� or omissions as to, the <br />value and/or condition of the Properiy. <br />(0) '9Vlortgage Insnrance" means insurance protecting Lender against the nonpayment o� or default on, <br />the Loan. <br />2200198794 <br />NEBRASKA - Singis Family - Fannie MaelFreddle Mac UNIFORM INSTRUMFNT WRH MFRS <br />�-6A(NF,� loeto) PeBe 2 of 16 i� 'a��'1 R_. <br />��_J�_ <br />D V6ANLr <br />Form 3028 1/01 <br />