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201i09373 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />Witnesses: <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-sorrower <br />STATE OF NEBRASKA, <br />n < <br />�� <br />John . Goering <br />� � . <br />Ka leen Fowles Goering <br />[Space Below Thls Llne For Acknowledgment] <br />Hall <br />County ss: <br />On this 9 th day of December 9, 2011 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />John D. Goering, Kathleen Fowles Goering <br />� <br />to me known to be the identical person(s) whose name(s) aze subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Wimess my hand and notarial seal at 2009 N. Diers Ave., Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: g� �� "�� <br />� <br />Gf�IFAAL NOTARY - Siate of Nebraska D@VI'8 MCEI�O�I - Notery Public <br />DEVRA MCELROY <br />My �pmm, Exp. Aug. 25, 2013 <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Fortns Ina (800) 446-3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />