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' , ' 201109372 <br /> (C) "Lender"is Ally Bank <br /> Lender is a Bat]k Cha�tered <br /> organized and existing under the laws of Utah . <br /> Lender's address is 1100 V��*+�a Dr'ivi2� Fort Washi�gtA�, PA 19034 <br /> (D) "Trustee"is First American Title Insuranae Canpany, 1055 North 115th <br /> Street, S�iite 300, omaha, I� 68154 . <br /> (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br /> solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br /> Security Instrumenk MERS is organized and existing under the laws of Delaware, and has an address and <br /> telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br /> (F) "Note" means the promissory note signed by Borrower and dated 12/Ol/2011 . The Note <br /> staxes that Borrower owes Lender'� Hur�dred Fifty Tho�usarld <br /> Dollars(U.S. $ 250,000.00 )plus interest. Borrower has promised to pay this debt in regular <br /> Periodic Payments and to pay the debt in full not later than Jar1�]3'Cy 1, 2037 . <br /> (G) "Property"means the property that is described below under the heading"Transfer of Rights in the <br /> Property." <br /> (H) "Loan"means the debt evidenced by the Note, plus interest, any prepayrnent chazges and late charges due <br /> under the Note, and all sums due under this Security Instrument,plus interest. <br /> (1) "Riders"means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br /> are to be executed by Borrower[check box as applicable]: <br /> �Adjustable Rate Rider �Condominium Rider � Second Home Rider <br /> 0 Balloon Rider 0 Planned Unit Development Rider� 1-4 Family Rider <br /> 0 VA Rider �Biweekly Payment Rider 0 Other(s) [specify] <br /> (J) "ApplicableLaw" means all controlling applicable federal, state and local statutes, regulations, <br /> ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br /> non-appealable judicial opinions. <br /> (K) "CommunityAssociationDues, Fees,and Assessments"means all dues, fees, assessments and other <br /> charges that are imposed on Borrower or the Property by a condominium association,homeowners <br /> association or similaz organization. <br /> (L) "ElectronicFundsTransfer"means any transfer of funds, other than a transaction originated by check, <br /> dra8, or similar paper instrument,which is initiated through an electronic terminal,telephonic instrument, <br /> computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br /> account. Such term includes, but is not limited to,point-of-sale transfers, automated teller machine <br /> transactions,transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br /> (M) "Escrow Items"means those items that are described in Section 3. <br /> 106ANE 000887841886 Novamber 30,2011 <br /> NEBRASKASingle Family-Fannle Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS Form 3028 1/01 <br /> VMP� VMPBA(NE)(1105).00 <br /> Wolters Kluwer Financial Services Page 2 of 17 <br /> �� <br />