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�� <br />�� <br />0�� <br />� � <br />0 �� <br />Cfl —� <br />V <br />� <br />� <br />� <br />� <br />��� <br />� <br />� <br />� <br />� <br />� <br />� <br />� <br />-� <br />!-- <br />r� <br />�/i <br />� <br />� <br />� <br />� <br />� <br />� <br />ab � <br />� � <br />�� <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />�fl [� <br />� � <br />�' <br />� <br />`� c� cn <br />� � o —{ � <br />� p � � N <br />z <br />rr— �•. n —i m p <br />G Y y., � C <br />!—� p T �� <br />� CrJ � � <br />m �- � ..� <br />c� �-' = rn <br />� O � <br />rn 3 D � � � <br />� <br />o f <'h � 7�c W � <br />O D —_ � <br />m � N � `-' <br />m � � � � <br />0 <br />� � <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />� � �1�1_MM � � _. <br />MIN:100416700017242836 <br />Words used in multiple sections of this document are defined below and other words aze defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document aze also provided in <br />Section 16. <br />(A) �Security Instrument" means this document, which is dated December 12th , 2011 , <br />together with a11 Riders to this document. <br />(B) "Borrower" is Kelly T Connelly and Julie A Connelly, husband and wife <br />Borrower is the trustor under this Security Instrur�nt. <br />(C'� "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebrasl�a . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) "Trustee" is CharterWest National Bank 201 South Main Street PO Boz 288 West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Syste�, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delawaze, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� "Note" means the promissory note signed by Borrower and dated December 12th , 2011 . The <br />Note states that Borrower owes Lender One Hundred Twelve Thousand Eight Hundred and 00/100 <br />Dollars (U.S. $112,800.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />January 1, 2042 � <br />(G) "Property" means the property that is described helow under the heading "Transfer of Rights in the <br />Property." <br />(� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n uRiders" means a11 Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fannie Mae/FreddIe Mac iJNIFORM INSTRUMENI' (MERS) Form 30281/Ol (page 1 of 9 pages) <br />12439.CV (9/11) 906675 CreaHve Thlnldng, Inc. <br />� <br />�j�. �� <br />01'O(OOlaf145) <br />� <br />