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<br /> of Boaower's covenants and agraemenu under this Security Instrument and the Note. For this purpose, Borrower � ." �:-
<br /> , � irrevocably grants and conveys to ihe Tnistee, in trust,with power of sale,the following described p��e Neb ka- � � � -
<br /> :. � ;� Hall ' � - � _
<br /> ,I Lot Eleven (11}, in Rass First Subdivision, Hall County, Nebraska ; _
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<br /> wliichhas�neaearessof4243 West Capital Avenue,Grand Island [s��.c�Tyt, . �� �•���=!•=-
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<br /> Nebraska 68803 (Zip Code� ("Property Address"): ��'-•-�"
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<br /> TOGETHER WITH all the improvements now or hereafter erected on [he ro e and all easements, ,.:_��:,.�. .
<br /> appurtenances and fixtu�s now or hereafter a part of the property. All replacements and additions shall also be '`.''t, � -_ _
<br /> covered by this Securiry Instrument.All of the foregoing is referred to in this 5ecuriry Instrument as the"Property." __. �` ':'•
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<br /> B O R R O W E R C O V E N A N T S t h a t B o r c o w e r i s l a w f u l l y s e i z e d o f t he estate hereb y wnv e yed and has the right to � .,:;;,,,,_..v�.�
<br /> grant and convey the Property and that the Property is unencumbered,except for encumbrances of record.Boaower . , `� �,
<br /> warranu and will defend generalty the tide to the Property against all claims and demands, subject to any �. �'.�`�1{-�-
<br /> encumbrances�f record. .. �` .��?�
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<br /> a THIS SECURITY INSTRUMENT combines uniform covenants for natioaal nse and non-unifozm covenants '�`'..�' ^ '� �
<br /> ' with limited variations by jurisdiction to oonstitute a uniform security insuument wvering real propercy- , -�"�'�� , �
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<br /> � Borrower and Lender covenant and agree as follows: � ��_` �
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<br /> � UNIFORM COVENANTS. ._ .�. �
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<br /> 1. Payment of Pdncipal, Interest and Late C6arge. Borrower shall pay when due the principal of. and .. ',; � . .. `�'�' • ._
<br /> interest on,the debt evidenced by the Note and late charges due under the Note. .��- • r t� �.. -.
<br /> 2. Mo�hly Payment of Taxes, Insu�'ance and Other Charges. Borrower shall include in each monthly � .�` k�•,.�,� :
<br /> _ payment,together witb the principal and interest as set forth in the Note and any late charges,a sum for(a)taxes and f ��_ •_ �
<br /> special assessments levied or to be levied against the Property, (b) leasehold payments or ground rents on the �=•.�: :.,-' z; .,:-
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<br /> , Property.and(c)premiwns for insurance required under paragrf►ph 4. In any year in which the Lender must pay a .
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<br /> � mortgage insurance premium to the Secretary of Housing and Urban Devel4pment ("Secretary"),or in 2ny year in :;."�°�� �.�a"•
<br /> whith such premium would have been required if Lender still held the Securiry Instrument, eacb monthly payment . . Y;;�'�_ _
<br /> • � shall also include either: (i)a svm for the annual mor[gage insurance premium to be paid by Lender to the Secretary. _ . ,,, . .
<br /> or(ii)a monthly charge instead of a mongage insurance premium if this Securiry Ins[n�ment is held by the Secretary, _:_„�:_�.;�. �- :
<br /> � in a reasonable atnount to be detertnined by the Secretary. Except for the montlily chazge by the Secretary. these • .•�n •
<br /> items are called"Escrow Items"and the sums paid to Lender aze called"Escrow Funds." :`r�_,` �'
<br /> ° Lender may, at any time,collect and hold amounts for Escrow Items in an aggregate amouat not to eaceed the ._;�:;�;�-��-�-�.
<br /> "• " maximum amount that may be required for Borrower's escrow account under the Real Estate Settlement Pracedures „___
<br /> ax s`"�': '
<br /> Act of 1974. 12 U.S.C. Section 2601 et seq. and implemencing regulations, ?A CFR Part 3500, as they may be �?z'��Y-'--•�y,
<br /> amended from dme to time ("RESPA"), except that the cushion or reserve permitted by RESPA for unaaticipated ��.�.
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<br /> • disbursements or disbursements before the Borrower's payments aze available in the account may not be based on ., w�
<br /> mort a e insurance remium. �� '������
<br /> amounts due for the g g P . - -
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