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<br /> : � Horne Eqc�ity Access . � . ` .-_
<br /> � . .�8,�►� Line Rider ��^ � . -
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<br /> � � This Home Equity Access Line Rider is dated and is an amendmeni to the . - . . . . �
<br /> _'-� Mo.K,aae or Deed of Trusf("Mortgage')of ths same date given by the undersigned("Borrower')to secure Bonower's Home _ � • __
<br /> ' Equity Access Line Agreement with �• � � { ` � '' `'.``
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<br /> •� ("Lender') � ._----�
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<br /> of the same date covering the property described in fhe Mortgage and.'crated at: ,=,..f„_.�� ,—
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<br /> tn addi�on to the covenanis and agreemenis made in the Mongage,Bonower and Lender further covenant and agree es fo!lows: � : _.�`=-: s-;a,.�—
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<br /> 1. The word"Note,"as used in the Mortgage and thls Rider,refers to tha Home Equiry Access Line Agreement. � • .4;, �___
<br /> I . The Note evldences en open errd revolving Iine of credit egreement between Borrower snd Lertder. The emount steted In the � �
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<br /> �. ��, Mortgage es the princlpai sum of the indebiedness Is the c►edii Iimlt for the tine ol credlt.AU advsnces made at eny t�me by � ,. ^
<br /> , �i Lender In accordance with tha ta�ms ol the Nate, end ail inierest on tha advartces,shaN be secured by the Morlgege. - =
<br /> : I Howevar,at no tlme shali tha princlpal amount of the lndebiedness secured by lhe MoRgage, noi fncluding sums advenced!n � ;� _
<br /> ... � accordance wJtn the mortgage io protect the securiry of the Mortgage,exceed the steted credit 11m1i lo�the Itne of credlt . ��Y -`
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<br /> � ' 3. The Note provides lor. ��`Y�.� ; 1 ••
<br /> a flxed rate ot lnterest expressed es a datty parlodic rate ot %. Thls oonesponds to an annual psrcantage ''� � ,�. .';','.� ;'�
<br /> ❑ r=�• , �
<br /> � rate of %. �
<br /> � a v a d a b l e r a t e o f i n t e r e s t e x p�e ssed es a dal l y pedodic rate equsl to 1/365 of an ennusl rafe ot,�%plus !�:. �' ^ 'I�
<br /> ihe pndex Rate.) �"•�'•�� F �
<br /> The daily perfodlc rate may Increase rf ' ��`'�._-i�
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<br /> (the"tndex Rate')lncreases. The Initlai daJly per/odic rate Is %. This corresponds to sn annuaJ -.; �_ •
<br /> p e r c e n t a g e r a t e o f_���%. T h e a n n u a l p e r c e n t a g e r a t e wil never e more than %. The daity pe�/adic ' � . �'�, u _
<br /> rate wfH be adJusted on the last buslness day of every month,using the/ndex Rate�n effec �hat day.An Increase 1n t ha ��;��„���•-:�
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<br /> , daity pedodic rafe may increase�:e monthly payment due. �'���=
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<br /> . NOT/CE:TH�S MORTGAGF SECURES CREDIT I!Y THE AMOUNT OF a a(t�Oa� .LOANS AND AOVANCES UP TO ;:�,,,�� �`�'�
<br /> � NT TOGETPIFR WITH IWTEREST,ARE SEN/OR TO INaEBTEDNESS TO OTHER CRF.D/TORS UNDEA `�-����-W;���.�
<br /> THIS AMOU , . —
<br /> SUBSEQUE�a�LY RECOR�ED OR FILED MOR7GAGES AND UENS. �`�T'°`°-
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