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<br /> - - � = An�us�r�at�:�[►fi�Rta�ai ��y—' 31iJ�9��:�.�,.,' ..
<br /> :.��;_::�:::`> ,_ _ _ . � , .. (1yp�r�+awsyl�iac==Ri1��_C�s.rFi�Ra�G�n�i�O�tir) . ' �,
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<br /> ' ' 'RHIS ADJUSTA$L�RA1E R1DER is.ma�d�t�is 1STH, �of:;;:OCTOBF�dt .I4��-�:�'i2.:�,aod is
<br /> � : . ' i�cpotatet!inta�d s�tl be deemed to am�eod�d suppkment tfie_Mori��gc.,Deed of'tirust ot Securiry IIeed, �-
<br /> . � (tse•'Savr�tji tasarameaf'�of the same due given 6y the usckrai�ned�t�"��r"1 to secure Borrower•s
<br /> ..��A�jastsbt�Rate Nou(the`•Note")to �9� !lORTBA6E� f NC.� .A MIt�ESOTA
<br /> ...,.'C�PlY�F1TIai. ' lthe.•I.ender"I of the_s�tutdnte aod.00vetii�gt�tproperty dtscribed ia
<br /> .� � the Socuxity iasdr�taent and located�� _ _' ;
<br /> � 309 NORTN BRAt.E 8'[REET BWAND IBLAND� 1+� 68803
<br /> � I�ny�d�ressl
<br /> - - _
<br /> _--T--�^:_ —
<br /> n��carr�ws�nav�s�«�Fon cEU►�s w��rr�r a►r� - - --- —
<br /> A!�ZHE YQNTHL1t PAYYENT.THE NOTE UIMTB TN�NYd1NT THE BORROMtER'8
<br /> AOJUSTAM.E WTEREST H11TE CAN CHAN�iE AT ANIt ONE?IME AND?HE YAXNIIIY
<br /> RA�E TH� BOEi84MfER YUST PAV. THE MOTE ALSO CQNTAiN& THE
<br />- OP�iON TO COMYERi T11E JIOdll�T/18t,E RA?E'r0 A Fp(EI�R/1TE .
<br /> - A,Dp��4L � A11iTS.Ia addiuon m the covenants and agreements made in tf,�fa�rity.Iasuuanent,
<br /> _ � , j.,�� s?:!�.-:. - -
<br /> _ Borra+y��.���,r�nt and agre�as follows: •:;`r•,:;;�, . . • . - :°_"`--
<br /> � t ��� �, <;�r,:� :, ��•.;;;-:.:_ ' �`� —
<br /> - .�.i; '��-; � � ;r���'dr;;l:,''.4;���st ;;a.�;;�':;y.�,�r;�,� ..�..: . ;,;�,..`=*7� . , - r. `:: . .
<br /> ,_�� jfr�f�,.�,i��� - 'f r ' ,�Zi':�s� '�� ,7:=i. 'r`•}�;t:i � _ .kt'.i,= ��. , `c�.:'``[.
<br /> , , ` , � ` �HLY PAYMENT C�fANGES � 'F',',��'� ' �:-
<br /> :,.:...
<br /> ��: � `.Fi�f�����t ����.....,. �t . - .�: .yi''...` .
<br /> ,;:;:�•�`:;�:,i`�,,:. :.�', �rnri�i�s�'a�1r:�!r��.v'taest rate of 5.730 �a.T6e Note�covide,s th�ch�ages in 6�`adj4statil�';,
<br /> �' '.f1e°C 3:�: . a�. -2 r ti �.:�t.. ��-at;•. ` ' 1 ,F.,,
<br /> .�ii':•:�t�.: . .:.F� . , - ',1..;:`,:l� .
<br /> - ;.r':4 ..;�;�,�nteri�t;�an�th�ii�ki���,a;�.as follows: - ,:,_:;,
<br /> '�� ,.dF7��'; :,s,•.�� y, �..c� as,� . � �r�>.:.�:�;s�
<br />._ ,(�!;i�� ���;.5'�'� �'•—'1. �;!::_..y�;,:>%.,b1[•_ •. . <<�`:�����(.::.i < ' 'Et. � 4� �:�f,.
<br /> `�/ �} , ' :l`�_ `"ii��i o� F �� �: -
<br /> `4. �I.E- �AND MO1�iTBLY P3'�l��NT�L£�:�GF�,S t' �,�. `,`;`,�'�,`.` . ---
<br /> . �� �.;`. 0.AT��'�t��<rf��ti2� l,i,� .- y., '',�:;'r' ';ii�";�•`j;���"3 , p -�t�� ��� �j.`f.rl�` - ----
<br /> , =,'�. ::,`�.�; Tl1C adjUSt8b1 i E��.�.: r�k;�€''�p'.i'>.'�Y ' � � oPf'� ��`�Eday of• I��'�. . `t`>i=;��93 � '
<br /> _ -- ,,�;�, ,. � n °�,.��:'',.,. �'�� ��... � � —
<br /> __ — - - '.�t_;;::;`�;�nd on that day eve�z�`•�i�m�:�'eafte�Y;���date on'vir7iic6 my,�astab2e interest ra;e�;d,�;�tiango is �
<br /> � ,� ;�,<�� :,� . .,;., ,
<br />_ ,'P;`�:�;.,.`calkda"Change �;;°`�`"�`:;�:.,='` . �.:��:..�:. • �;,�'`:�i��::�=`� ' _
<br /> � • " /� _F'�� •��� � •.�� F Si:�'?eca`'..\•r.<
<br /> ,�,� ���`,,'` .�B��sw�+ y� ' . ;i�.:r_;I .5`�.j':�_�.:.ft;yt '('�•�-'
<br /> C:��•. :(t .=,.�:. '�1`�.1:'.:r:�,�.- �"ty�A' . �` " i' � tl,i� '�
<br />- i(� "'�� t,,i�. �`..
<br /> - .Ir: . .�. -�`:. '�.J: •�..-:'i\:: ` ' 1" -tb ��' t:'�.
<br /> :'<� ,a;�. Beginning witb tb;�G���,t�.my adjustable interest rate�vii���.ed;4iF.�iii:���.'�'P►,.�,.::���;���:': r. .
<br />_ .t�:`„ . ,:. <. f, � �...:,; �:- -
<br /> ��'�'�.,�. thewakly averageyi��r����?;�'�?�es.Treasi►r,y secorities adjusted ta�ra�o;�;����a�;a�����,�.�h�,;;�;:�.,' : � �.r..; —
<br /> :N„ ��: .� Y , ..: r., ��. ,��;.,_. ;-,-:.5"''`i;,;:.,-_
<br /> _. ",,°•` avaiiabkb the a.: asi�.��` recent[ndexfigareava�41�`ti;;e�.�i �r�,�rie: dE{��f���. •<*'''� _--
<br /> . ��;,.� Y ���', �R. ;�. .:::� .�. .a,��.,�.;.;,;���;�;��:t.;,..:�u;;�_- --
<br /> �� , .. ChangeDatc iscall��t:�'`'�.:?�+r�fi?u�c:�;�, "� `"°,�: �, ;�..,;.,,�...,,, � t ` -_
<br /> i:': , • _ , � `
<br /> ; � If the indez is rr�J'ir�na�;�:;�K�.C�frA�,�iS'n���Y.�older will choose a neit�'€��`�r�;�� 'f�s'�,�.��ta�►� ` ' '
<br /> - - informatifait:The Nd��_��an��:�3��r��ue nui�;e of this choice. . ' •`, . '�� :` ���� '�'=
<br /> '� (ri)�TC31�S1�ll�4ix�r'G�`;i` "' .'�6 '�� 1 y 1.: .. , �. r,- _
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<br /> k� -C''`': �; o. -. r� .�•'_-.�-.
<br /> �� Before each I�cfw;�lia:�`�ta Hoide�'tivill calculate my newinterest rate by adAing �`a7�"��.;�.��:;;^� ' ' ' << :,�
<br /> t �". f�.�1 .� �y ,:
<br /> penentagepoints�,.,;„;,.,��a,����;t�eCurren't End�x.The Note Holder will then round the resutio�(�5.r�'��.�� �. � �,r _
<br /> _ to the nearest one-eig���ia��aa�r�.�t�e point(0.125�I�).Subject to the limits stated in Section 4{$���'*w�,IS�,�<<< ., �, �
<br /> = rounded amount wil!1���am�'�,�aifi t-�.�rate until the rteat Change Date. ` ` ' ' '�jr"ti�`�� {,j `"�
<br /> +•� -, -
<br /> ' t'#b lr;�
<br /> �, ,-t�rrnit�
<br /> The Note Hotder s�i!�1�i:eis,t�k�'r7�t;ne the.amount af the monthly payment that would be suffcient to��:;;.. } ,, �,.,,,�,.,..�„A�
<br /> theun id rinei af�iis�d�m+:iY��:dtoov�tr'�fittheChange Date in full an the Maturity Date atmy'new interes°r'���. `��'•�.,;,; �+,dt ;__
<br /> Pa P P �.....,,. . ,
<br />-- rate in substantia�l�rp�rra���s��tits.The resu�t af this calculation will�e the new amount of my monthly pay- ;; �t,�y=
<br /> ment. , . . ,;. ��4��, _
<br /> _ (D)Li�nits os Iuttrest�C1��a�es . . � '�'r-�'��`��,:=
<br /> _ y.: . �.. ;+� �.'���,._-
<br /> The� t�rest rate 1 am reqair�Y to pay at the�irst Change�ate will not�be great�r,lttan 7•734 rk ar less .,�,.��,:,�-_
<br /> thafl 3•�O �k.�fter.mj adjustabfe interest rate wiU ne�•er be increa�:�d�+cKaS�sf on any sin�Iw,Ct�ange Date • �� ��f:
<br /> - by moae than TM�';peii��ttage paint(st!�• �1)from the rate of interest i ha��!begm payd��4'4;the pres��12 months. �� 'F
<br /> --- My intet�est rare wIB s�e�•er be gt�at.er thar�i.7307c. wt�ich i��calfed th�;"�4:��1i�n�m Btat�° . , . � :�'�`, `�Y�'`�'�'
<br /> �:�,`'
<br /> �. iLl�4eth'eDa�e.atChu�.� . , , , � i,, �`','
<br /> »�- ;. � �,:;`r, . ,� •' �`,. :;�f�,�..
<br /> - �s�'. My's�ew interest rate will b�effecti�•e on each Change Oate. 1 will pay the�i►isunt of my new montFety• � �'�. � ;`'�'
<br /> _ _ payment beginning on the�rst�inqz�thly payment date after the Chanee Date uni�l the amaunt of my.moathiy`. . , :��, :
<br /> ;�: payment changes ag,3in. . . •� ^�t�` �-
<br /> (ttlNalieeatC6�s�qes ,,, , '''`�'' .
<br /> _ � ''�� �� T 1Vo e Holder will deli���'x�r mail to me a naticr of.ai�y chan es in m ad'ustable interest rate and t�;:';.�,�•" ''' �,' ''�."' ;':
<br /> ;�� �;.,.,.� € Y 1 � .
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<br /> �� '�'� . amorint o m��montht meat tiefore the effecti�•e date�an chan c The notice will include infnrmat r
<br />'..:;. ,r,�:�E , , , Y D�S .. Y S • !�!�_;':�'�` �..'.,:
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<br /> . .;<<.'.�'' x rCquued��,'�#��r to be�ticen me and also the titfe aed telephnttr numt�r of u per.an«fin w•ill ansazr any questce�'��`�� � . ,�,,,�';; �
<br /> . ` .'4 I mry h�nr��s�+„arding il'�mtu:e. , . - -.. �fi'�` '.
<br /> E Ys,. i�.:•. �. :: t�$t� ,'
<br /> .�ro �,.,
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<br /> 4.;: ,-��� '�'; �����; 8.���w• ��.��y ' . , tta� ' , .,�_
<br /> ,�• ,,, , ,� t� Tti�.�ate ptovides for tfie Boerower's optian tu cnm�ert i'rom an adjustable inYeeest rate with interest rate f ,`, '.
<br />- ;,': j,S F`,����� - � limitstoa Rae+d imerest rate.ati fot[ows: _
<br /> '�;t -,,,..?(`,.,,�`:±;� 5.FIXFl)il1i7'FdtFSI'RATECONVERSIUNOPTION �
<br /> ��;�-�` �`%�r [�)Optioo to Cmret to F`�sed I�tr -
<br /> : . ::���`,. "
<br />- ��t'.: ;:�M . .
<br /> _ ..,,;'.ti�(�._; 1.have.�Con�ersionOptinn thnt 1 can esrni�e unte+a!am in Jrfsutt ur this Srctit�a 5(A)�ill ant permiE
<br /> '"'^� :' ���,+ ° ' me tn da su The"ComYrsian Uptian".is m��ap�i��n[o rnmert�hr intcnct r,�te t:im rc�uire�i to puy b}thts tW�te
<br /> � �'�'''� :;: from an adjustabk ratr with idterest rate limit�io the ti+ed rate cakvlated u�ier Secaon 51 BE�►ek�E.: ,
<br /> ,- .•.. .. ��...
<br /> . Tbe con�ersian can anly take ptace an a datel�►sprci�ed by the s�Lr�te Hnl�trr duria�ihe peri�xl beginninr c�» � '
<br /> ._ .,•,. . _ . .
<br /> --- .: � •
<br /> - ...-=---'�- -.--- -- - the first�feurge E3ade�e�mg oe t�f'rfth f'frsn��r batc �:��tr�str���t�ttticii t�w sdju:tabte iat�r�t fat�¢a�t -�
<br /> „ �.ti�' canen to tha r�fi�ed rrte is callcvi tLe�"Comr�ion Drtc.' �:..-_�:�, .
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