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201109302 designated a substitute notice adclress Uy notice to Lencler, Borrower sha11 promptly notiFy Lencler of Borrower's cliange of address. Tf Lender speci�es a�rocedure for reporting Borrower's change of address, then Borrower sl�all only report a change of address tluough that specifiecl procedure. There may be only one designated notice�ddiess under this Security Instruiilent at any one time. Any notice to Lender sl�all be givan by delivering it or by mailing it by�rst class mail to Lender's address stated herein unless Lender has designated another acicli ess vy notice to Borrower. Any notice in comlection with tlus Security Instrumeilt shall ilot be deemed to have veen given to Lender until actu�lly receivecl Uy Lender. If �ny notice rec�uired by this �ecurity I�zstrument is also required under Applicable L�w, the Appl'roll�le Law rec�uirement wi11 satisfy the corresponding requirement under this Security Iilstr�.unent. 16. Governing Law; 5everability; Rules of Construction. This Security Instra�ncnt shall be governed by federal law arzd tlie law of the jurisdiction in which the Property is located. All righ�s and obligations contained in tliis Secitrity Institiunei7ti�re stitbjeat to any requirements anc�lin�it�tions�ot'Applicabl�Law. Applicable Law inight�explicitily or irnp�icitly a11ow the parties to�gree by con�act or it miglit l�e silent, but such silence sh�ll not be construed as a prohibition�gainst agreeinent by colitract. In the event that any �rovision or clause of this Security Instrwnent or tke Note conPlicts with Applic�tible Law, such confliet shall not afFeet otl�er provisioTZS of this Sacurity Instruine7it or the Note which o1n be given effect without th� conflicting provision. As used in this Security Instrument: (a)words of the inasctiline gender s11a11 inean aazd iiiclude correspoilding �leuter words oi•words of the feininine gender; (b)words in the singular shall inean aiid inclucie the plural and vice varsa; and(c)the word"inay" gives sole discietion without any obligation to talce a�1y aotion. 17, Borrower's Copy. Borrower sli�ll Ue given one co�y of the Note�nd of this Security Instrument. 18. Transfer of the Propeety or a �eneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" ineails any 1ega1 or bene�cial interest in the Property, irlclLidi�lg, but not limited ta, those beneficial interests transferred in a�iond for deed, contracti for deed, ii�sta.11ment sales contract or escrow agreei�nent, the ii�teilt of wl�ich is the transfer of title�y Boirower at a futtire datie to a purchaser, Zf all or any part of the Property or any Ii�terest in the P'roperty is sold or transferred(or if Borrower is not a ilatztral person and a Ueneficial interest in Borrower is sold or transferred)without Lender's prior written consent, Lencler ii�ay require iinrnediate p�yXnent in fiill of all suins secured by this Security Instruinent. ITowever, this option shall not be exercised by Lender if such exercise is piAohibited by Applicable L�w, If Leilder exercises ti11is optioii, Lender shall give Borrower notiice of acceleratioii. The notice sliall provide 1 period of not less tlla�i 30 days fron��he c7ate tho notice is given in accordance with Section 15 within which Borrower must p�y�11 sums secured by this Security Instrument. If Borrower fails to pay these suiils prior to the��xpir�ation�oF tlus period, Lender may involce�any remedies permitted by tlus Security Instru�ilent without fiirther notice or dem�nd on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower sha11 have the iight to have enfnrc��i�ant of this�Security Tnstrui�ent discontinued at asiy tiine prior to the e�rliest of: (a) �ve days Uefore sale of the Property pursu�nt to any power or sale contained in this Secttrity Instruinent; (b) auch other period as ApplicaUle Law miglit specify for the�ermiiiation af Bo�•rower's right to reinsttite; or(c) entry of a juclgment enforcirlg this Security Instrument. Those conditios�s�re that Borrower: (a)pays Lender all sums wl7ich tihen would be due under this Security Instruinent�nd the Note as if no a�celera�ion had occurred; (U) cures any default of a�zy other covenants or aga�eemenls; (c)p�ys all expeiises incui�red in enforcing this Security Instrument, including, Uut not liinited to, reasonable attorneys' fees, property ins�ection�nd vahiatioii fees, aild other fees inctu�red for the purpose of protecting Lender's interest 231232 NEBRASKA-Single Fam lly-Fannie M ae/Freddle M ac UNIFORM INSTRUM ENT Form 302II 1/01 VM P OO VMP6(NE)(1105) Wolters Kluwer Financiaf Servlces Page 12 of 17