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201109300 <br /> for the repairs and restoration in a single payment or in a series of progress payments as the work is <br /> completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, <br /> Borrower is not relieved of Bonower's obligation for the complerion of such repair or restoration. <br /> Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable <br /> cause, Lender may inspect the interior of the improvements on the Progerty. Lender shall give Borrower <br /> notice at the time of or prior to such an interior inspection specifying such reasonable cause. <br /> 8. Borrower's Loan Application. Borrower sha11 be in default if, during the Loan application process, <br /> Bonower or any persons or entities acting at the direction of Bonower or with Borrower's knowledge or <br /> consent gave materially fatse, misleading, or inaccurate information or statements to Lender(or failed to <br /> provide Lender with material information)in connection with the Loan. Material representations include,but <br /> aze not limited to, representations conceming Borrower's occupancy of the Property as Bonower's principal <br /> residence. � <br /> 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If(a) <br /> Borrower fails to perform the covenants and agreements contained in this S�urity Instrument, (b)there is a <br /> legal proceeding that might significantly aff�t Lender's interest in the Property and/or rights under this <br /> Security Instrument(such as a proceeding in bankruptcy, probate, for condemnaiion or forfeiture, for <br /> . enforcement of a lien which may attain priority over this Security Instnunent or to enforce laws or <br /> regulations), or(c)Borrower has abandoned the Property, then Lender�may do and pay for whatever is <br /> reasonable or appropriate to protect Lender's interest in the Property and rights under this Security <br /> Instivment, including protecting and/or assessing the value of the Property, and s�uring and/or repairing <br /> � the Property. Lender's actions can include, but are not limited to: (a)paying any sums secured by a lien <br /> which has priority over this Security Instrument; (b)appearing in court; and(c)paying reasonable attomeys' <br /> fees to protect its interest in the Property and/or rights under this Security Instnunent, including its secured <br /> position in a bankruptcy proceeding. Securing the Property includes,but is not limited to, entering the <br /> Property to make repairs,change locks, replace or boazd up doors and windows, drain water from pipes, <br /> eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. <br /> Although Lender may take action under this Section 9, Lender does not have to do so and is not under any <br /> duty or obligation to do so. It is agreed that Lender incur�no liability for not taking any or all acrions <br /> authorized under this S�tion 9. <br /> Any amounts disbursed by Lender under this Secrion 9 sha11 become additional debt of Borrower secured by <br /> this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement <br /> and sha11 be payable, with such interest, upon notice from Lender to Borrower requesting payment. <br /> If this 5ecurity Instrument is on a leasehold, Bonower sha11 comply with all the provisions of the lease. If <br /> Bonower acquires fee ritle to the Property, the leasehold and the fce title shall not merge unless Lender <br /> agrees to the merger in writing. <br /> ' 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower <br /> shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the <br /> Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that <br /> previously provided such insurance and Bonower was required to make sepazately designated payments <br /> towazd the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage <br /> substantially equivalent to the Mortgage Insurance previously in eff�t, at a cost substantially equivalent to <br /> the cost to Borrower of the Mortgage Insurance previously in effe,ct, from an alternate mortgage insurer <br /> selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Bonower shall <br /> NEBRASKA-Single Famtly-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br /> VMP� VMPB(NE)(1105).00 <br /> Wolters Kiuwer Financial Services Page 8 of 17 <br />