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201109300
<br /> (C) "Lender" is�LLS FARGO BANK, N.A.
<br /> Lender is a NAT20NAL ASSOC2ATION
<br /> organized and existing under the laws of TI�E UN=TED STATES ,
<br /> Lender's address is P.O. BOX 117 01, NEWARK, NJ 0 71014 7 01
<br /> Lender is the beneficiary under this Security Instrument.
<br /> (D) "Trustee" is ��S FARGO F=NANC=AL NATL BNR
<br /> C/O SPFC. SLRV., PO BOR 31557, BILLINGS, MT 59107 ,
<br /> (E) "Note" means the promissory note signed by Bonower and dated NOV�ER 30, 2011 , The Note
<br /> states that Bonower owes Lender ONE SUNDRED F2FTY ONE THOIISAND DTINETY $IGHT AND
<br /> 00/100
<br /> Dollars(U.S. $****151,098.00 )plus interest. Bonower has promised to pay tlus debt in regulaz
<br /> Periodic Payments and to pay the debt in full not later than D8Cffi�SR 01, 2026 .
<br /> (F) "Property" means the progerty that is described below under the heading "Transfer of Rights in the
<br /> Properiy."
<br /> (G) "Loan" means the debt evidenced by the Note,plus interest, any prepayment charges and late charges due
<br /> under the Note, and all sums due under this S�urity Instrument,plus interest.
<br /> (H) "Riders" means a11 Riders to this S�urity Instrument that aze executed by Bonower. The following Riders
<br /> aze to be exe,cuted by Bonower[ch�k box as applicable]:
<br /> 0 Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider
<br /> 0 Balloon Rider �Plannefl Unit Development Rider � 1-4 Family Rider
<br /> �VA Rider 0 Biwe,ekly Payment Rider 0 Other(s) [specify]
<br /> (1) "Applic�ble Law" means all controlling applicable federal, state and local statutes, regulations, ordinances
<br /> and administrative rules and orders(that have the effect of law)as well as all applicable final, non-appealable
<br /> judicial opinions. .
<br /> (J) "Community Association Dues, Fees, and Assessments" means a11 dues,fees, assessments and other
<br /> charges that aze imposed on Borrower or the Property by a condominium association,homeowners
<br /> association or similar organization.
<br /> (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check,
<br /> draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument,
<br /> computer, or magnetic tape so as to order, instruct, or authorize a fmancial institution to debit or credit an
<br /> account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine
<br /> transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
<br /> (L) "Escrow Items" means those items that aze described in Section 3.
<br /> (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by
<br /> any third party(other than insurance proceeds paid under the coverag�described in Section 5)for: (i)
<br /> dama.ge to, or destrucrion of, the Property; (ii)condemnation or other taking of all or any part of the
<br /> Property; (iii)conveyance in lieu of condemnation; or(iv)misrepresentations of,or omissions as to, the
<br /> value and/or condition of the Property.
<br /> NEBRASKA-Single Famfly-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/Ot
<br /> VMP� VMP6INE�(11051.00
<br /> Wolters Kluwer Financial Services Page 2 of 17
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