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�0���9�s� <br />for the repairs and restoration in a single payment or in a series of progress payments as the work is <br />completed. If the insurance or condemnation proceeds aze not sufficient to repair or restore the Property, <br />Borrower is not relieved of Bonower's obligation for the completion of such repair or restoration. <br />Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable <br />cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Bonower <br />notice at the time of or prior to such an interior inspection specifying such reasonable cause. <br />8. Borrower's Loan Application. Borrower sha11 be in default if, during the Loan application process, <br />Borrower or any persons or enrities acting at the direction of Borrower or with Borrower's l�owledge or <br />consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to <br />provide Lender with material information) in connection with the Loan. Material representarions include, but <br />are not limited to, representations concerning Borrower's occupancy of the Property as Bonower's principal <br />residence. <br />9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) <br />Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a <br />legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this <br />Securiry Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for <br />enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or <br />regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is <br />reasonable or appropriate to protect Lender's interest in the Property and rights under ttris Security <br />Instrument, including protecting and/or assessing the value of the Froperty, and securing andlor repairing <br />the Properiy. Lender's actions can include, but aze not limited to: (a) paying any sums secured by a lien <br />which has priarity over this S�urity Instrument; (b) appearing in court; and (c) paying reasonable attomeys' <br />fees to protect its i�ter�st in the Property and/or rights under this Security Instnunent, including its se,cured <br />gosition in a bankc�p�r proc,e�,IIg. Securing the Property includes, but is not limited to, entering the <br />Property to r�1ce r�gsai�s, e.h�ge l�ks, replace or board up doors and twindows, drain water from pi�s, <br />eliminate buitdi�r.g or ottt�r code violativns or dangerous condirions, and have utiliries turned on or off. <br />Although I.eader may take action under this Section 9, Lender dces not l�ave to do so and is not under any <br />duty or obligatio�s. w do so. It is agreed that Lender incurs no liability for not taking any or all actions <br />authorized undes tbis Sec�ion 9. <br />Any amounts disburs@d by Lender under this Secrion 9 shall become additional debt of Borrower s�ured by <br />this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement <br />and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. <br />If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If <br />Bonower acquires f� title to the Property, the leasehold and the fee title shall not merge unless Lender <br />agrees to the merger in writing. <br />10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of malcing the Loan, Borrower <br />shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the <br />Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that <br />previously provided such insurance and Bonower was required to make sepazately designated payments <br />towazd the premiums for Mortgage Insurance, Bonower shall pay the premiums required to obtain coverage <br />substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to <br />the cost to Bonower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer <br />selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Bonower shall <br />NEBRASKA-Single Family-Fannie Mae/Fr�die Mec UNIFORM INSTRUMENT Form 3028 1l01 <br />VMP Q VMPBINE) (1105) <br />Wolters Kluwer Flnancial Services Page 8 of 17 <br />t, ; � <br />