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<br /> of Boaower's covenanu and agreements under this Securiry Instrument and the IYvte. For this purpose, Borrower f �
<br /> - irrevocably granu and conveys to the Trustee, in trust, with power of sale,the following described property located [ ` _-"-' - �-;�
<br /> : in Hal l Counry.Nebraska: ' � � _
<br /> � � Lot Three (3), Block Twenty Five (25), Russel Wheeler's Addition to the city . ` � , � -��
<br /> �. of Grand Island, Hall County, Nebraska � , � : � _`�:: {—
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<br /> wIuch has the address of 311 W. l lth Street,Grand Isl and ts��,cm�, .�-�-- --- .-.,,
<br /> Nebraska 68801 [zip coael ("�'operty Address"); : - -----`,�_'��_
<br /> �' TOGETHER WITH all the improvemenu now or hereafter erected on the property, and all easements. ,: `� ����� •�
<br /> appurtenances and fixtures now or hereafter a part of[he property. All replacemenu and addiaons shall also be ' �� '!r� �
<br /> °� covered by this Security Instrumeat.All of the foregoing is referred to in this Security Insuvraent as the"Property." _ �_,;�, _ ` ��� .'�� �
<br /> BORROWER COVENANTS that Borrower is lawfully seized of che estate hereby conveyed and has the right to � � J���,�'� �
<br /> `'� .f lif�Y.. �- _—..
<br /> grant and wnvey the Property and that the Property is unencumbered,except for encumbrances of record.Borrower •'� ' _
<br /> wanants and will defend generally the title to the Property against all claims and demands, subject to any "�`�= �
<br /> encumbrances of record. r ' "�.;`.:u;, �' . _—
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<br /> THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenanu `•,�� � �
<br /> arith limited variations by jurisdiction to canstitute a uniform security instnunent covering real properry. �':+j)<�.• -
<br /> Borrower and Lender wvenant and a g ree as follows: ' `�'� �s� ' -
<br /> ."��r ..;'.. —
<br /> . UN�'�RM�D�NAl`I1J. , •(• .,
<br /> 1. Payment of Paincipal, Iaterest and Late Charge. Borrower shall pay when due the principal of, and _ � �`•��
<br /> interest on,the deht evidenced by the Note and late charges due under the Note. :r���
<br /> � Z. Monthly Peyment ot Texes. Insurance and Other Ctiarg�es. Boaower shall include in each monthly _
<br /> payment,together with the principal and'wterest as set fonh in the Note and any late charges,a sum for(a)taxes and - �-='��
<br /> ' special assessments levied or to be levied against the Property. (b) leasehold payments or ground renu on the � —�,-
<br /> Properry. and(c)premiwns for insurance required under paragraph 4. In any year in which the LRnder must pay a � ����--y-
<br /> mortgage insurance premium to the Secretary of Housing and Urban Devetopment("Secretary"),or in an}r year in �•-=.��`-�'��
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<br /> which such premium would have been required if Lender still held the Security Instrument,each monthly payment �- �-
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<br /> shall also include either:(i)a sum for the annual mortgage insurance premium to be paid by Lender to the Secretary. : ,.,, -- -- -_-
<br /> or(ii)a monthly charge instead of a mongage insurance premium if this Security Instrument is held by the Secretary. ' � �°"•'•
<br /> in a reasonable amount to be determined by the Secretary. Except for the monthly charge by the Secretary.these ��~� � �^ .=� �
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<br /> items are called"Escrow Items"and the sums paid to Lender are called"Escrow Funds." _—=-�—_
<br /> Lender may,at any time, collect and hold amounts for Fscrow[tems in an aggregate amount not to exceed the ��`•:�'-"'"`'""-�=``=�
<br /> : maximum amount that may be required for Borrower's escrow account under the Real Estate Settlement Procedures . � ',�,..�.. F'`�
<br /> �"'''�{ •:' �<
<br /> Act of 1974, 12 U.S.C. Section 2601 et seq. and implementing regulations, 24 CFR Part 3500. as they may be . ;,��_
<br /> amended from time to time('RESPA"), except that the cushion or resenre permitted by RESPA for unanricipated • �`�
<br /> disbursements or disbursements before the Borrower's payments are available in the account may not be based on •�'"'"�'z�"��� �-�
<br />, amounts due for che mortgage insurance premium. Y�1 �•-�-.�`"�
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