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. 201109237 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instrument and in any Rider executed by Borrower and recorded with it. <br /> �L�'� ������� �5�1) <br /> SCOTT R SMITS -Borrower <br /> fy�'_ '_ ��) <br /> B A L SMITH -Borrower <br /> �S�) ��) <br /> -Bonower -Borrower <br /> ��) �S�) <br /> -Borrower -Bonower <br /> ��) ��) <br /> -Bonower -Bonower <br /> 0 Refer to the attached Signature Addendum for additional parties and signatures. <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br /> VMP� VMPB(NE)(11051.00 <br /> Wolters Kluwer Financial Services Page 76 of 17 <br />