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201109226 (C) "Lender" is�LLS FARGO BANK, N.A. Lender is a NATIONAL ASSOCIATION organized and existing under the laws of T� UNITED STATES , Lender's address is p.O. BOX 11701, NEWXRK, NJ 071014701 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is �LLS FARGO FINANCIAL NATL BNR C/O SPBC. SLRV., PO BOR 31557, BILLINGS, MT 59107 , � (E) "Note" means the protnissory note signed by Borrower and dated NOVEI�IDER 30, 2011 . The Note states that Bonower owes Lender FIFTY ONE THOIISAND FOUR HUNDRED TIiIRTY 1QINS AND 00/100 Dollars(U.S. $*****51;4 3 9.0 0 )plus interest. Borrower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later than DF3Cffi�IDER O1, 2026 . (F) "Property" means the property that is describ�below under the heading "Transfer of Rights in the Property." , (G) "Loan" means the debt evidence�by the Note, plus inter�st, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means a11 Riders to this Security Instrument that aze executed by Borrower. The following Riders aze to be executed by Borrower[check box as applicable]: �Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider 0 Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider �VA Rider �Biweekly Payment Rider 0 Other(s) [specify] (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders(that have the effect of law)as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or sirnilar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party(other than insurance proceeds paid under the coverages described in Section 5)for: (i) daznage to, or destruction of, the Property; (ii)condemnation or other taldng of all or any part of the Property; (iii)conveyance in lieu of condemnation; or(iv)misrepresentations of, or omissions as to, the value and/or condition of the Propertv. NEBRASKA-Smgle Famdy-Fann�e Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1l01 VMP� VMPB(NE)(1105).00 Wolters Kluwer Financial Services Page 2 of 17