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201109225 (C) "Lender" isWELLS FARGO BANK, N.A. Lender is a NATIONAL ASSOCIATION organized and existing under the laws of THE II1�TITED STATES , Lender's address is p.O. 807C 11701, NEWARR, NJ 071014701 Lender is the beneficiary under this Security Instrument. � (D) "Trustee" is �LLS FARGO FINANCIAL NATL BNK � C/O SPSC. SERV., PO SOR 31557, BILLINGS, MT 59107 (E) "Note" means the promissory note signed by Bonower and dated Nov8l�Rlt 30, 2011 . The Note states that Borrower owes Lender ONE HUNDRED NINETy THOIISAND SI% HUNDRED NINETY AND 00/100 Dollars(U.S. $****19 0,6 9 0.0 0 )plus interest. Borrower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later than DSC81�E1t 01, 2031 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." . . (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late charges due under the Note, and all swns due under this Securiry Instrument,plus interest. (H) "Riders" means a11 Riders to this Security Instrument that are exe�uted by Bonower. The following Riders aze to be executed by Bonower[che,ck box as applicable]: �Adjustable Rate Rider �Condominium Rider 0 Second Home Rider 0 Balloon Rider 0 Planned Unit Development Rider 0 1-4 Family Rider 0 VA Rider 0 Biweekly Payment Rider �Other(s) [specify] (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders(that have the eff�t of law)as well as a11 applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other cha.rges that are imposed on Bonower or the Property by a condominium association,homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transacrion originated by check, draft, or similaz paper instnunent, which is initiated through an el�tronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L} "Escrow Items" means those items that are described in Se�tion 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5)for: (i) damage to, or destruction of, the Property; (ii)condemnation or other taking of all or any part of the Property; (iii)conveyance in lieu of condemnation; or(iv)misrepresentarions of, or omissions as to, the _ value and/or condition of the Prope NEBRASKA-Sirtgle Famdy-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Farm 302B t/01 VMP 0 VMP6(NE)(71051.00 Wolters Kluwer Financial Services Page 2 of 17