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201109223 (iii) 7'he Property ceases to be the principal residence of a 13orrower tor reasons other than death and the Property is not the principal residence of at least one other Borrowe�;or (iv) For a period ofi longer than twelve(12)consecutive months,a Borrower fails to physically occupy the Property because of physical or mental illness and the Property is not the principal residence of at least one other Borrower;or (v) An obligation of the Qorrower under this Security Instruiment is not pErformed. (b) Notice to Lender. Borrower shall notify the Lender whenever any of the events listed in Paragraph 9(a)(ii)-(v)occur. (c) Notice to Borrower. I.,ender shall notify Borrower whenever the (oan becomes due and payable under Paragraph 9(a)(ii)-(v). Lender shall not have the right to cominence foreclosure until Borrower has had thirty (30)days atter notice to either: (i) Correct the matter which resulted in the Security ]nstrument coming due and payable;or (ii) Pay the balance in 1'ull;or (iii) Sell the Property for the lesser of the balance or 95%of the appraised value and apply the net proceeds of the sale toward the balance;or (iv) Provide the Lender with a deed in lieu of foreclosure. (d) Trusts. Conveyance of a Qorrower's interest in the Property to a trust which il�eets the requirei��ents of the Secretary, or conveyance of a trust's interests in the Property to a Borrower, shall not be considered a conveyance f'or purposes of this Paragraph 9. A trust shall not be considered an occupant or be considered as having a principal residence ior purposes of this Paragraph 9. 10. No Deficiency Judgments. Bon�ower shall have no personal liability for payment of the debt secured by this Security Instrument. Lender may enforce the debt only through sale of the Property. Lender shall not be permitted li to obtain a deficiency_judgment against Borrower if the Security Instrumcnt is foreclosed. 11. lgeinstatement. Borrower has a right to be reinstated if Lender has required immediate payment in full. This right applies even atter foreclosure proceedings are instituted. To reinstate this Security Instrument, I3orrower shall correct the condition which resulted in the requirement for immediate payment in full. Foreclosure costs and reasonable and customary attorney's fees and expenses properly associated �vith the foreclosure proceeding shall be added to the principal balance. Upon reinstatement by E3orrow�er,this Security Instrument and the obligations that it � secures shall ren�ain in ettect as if Lender had not required inv�cdiate payment in fulL However, Lender is not � required to permit reinstatement il: (i)Lender has accepted reinstatement after thE commencemei�t of foreclosure � proceedings within two (2) years inunediately preceding the commencement of a current foreclosure proceeding, (ii)reinstatement will preclude foreclosure on ditferent grounds in the firture, or (iii)reinstatement will adversely a1�lect the priority of the Security [nstirument. � 12. Lien Status. (a) Modification. Borrower agrees to extend this Security Instrument in accordance with this Paragraph 12(a). [f Lender determines that the original lien status of the Security Instrument is jcopardized under state law (including but not limited to situations where thc amount secw-ed by the Security Instrument equals or e�ceeds the maximum principa( amount stated or Che maximum period under which loan advances Nebrnska 2"��Secm•iry lnsa•znnent O Bny Docs,lnc.06/10 Page 4