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m <br /> � � N n� � <br /> � mm o �D m <br /> ; � n� � � �m N m <br /> o �o � , 0 �O 0 0 <br /> N �� p m �� � cDn <br /> N zD � C� �Z O — <br /> � r fll <br /> w � G�� 0 � 2Doo N ai <br /> � �� R1 r� � <br /> m� o � rc�i� W � <br /> � �° � � C <br /> 00 � � m <br /> �� � � � <br /> � p � Z <br /> O <br /> �Space Above This Line�or Recording Data] <br /> Requested by and returned to: <br /> MetLife Home Loans,a Division of MetLife Bank,N.A. <br /> P.O. E3ox 8157 <br /> Edmond,OK 73083-8157 <br /> FHA Case Number: 321-3068804-9.52/255 <br /> Loan Number: 1902026042 <br /> ADJUSTABLE RATE DEED OF TRUST <br /> (HOME EQUITY CONVERSICIN) <br /> THIS DEED OF TRiJST SECURES A REVERSE MORTGAGE <br /> 1'H1S DEFD O� TRUST ("Security Instrument") is made on December 02, 2011. The trustor is Dennis L Fiala <br /> and Beatrice B Fiala, husband and wife, as joint tenants with right of survivorship and not as tenants in <br /> eomrt�on wl�ose address is 3548 1-lillside Drive, Grand Island, NE 68803 ("Borrower"). The trustee is Fidelity <br /> National Title Company,a California Corp whose address is 1901 N Roselie Road,Suite 650,Schauenburg, IL <br /> 60195 (°Trustee"). "�he beneficiary is MetLife Nome Loans, a Division of MetLife Bank, N.A., which is <br /> organized and eYisting under the laws of the United States of America, and whose address is 334 Madison <br /> Avenue,Convent Station, NJ 07961 ("Lender"). l3orrower has agrecd to repay to L,ender amounts which Lender <br /> is obligated to advance, including futurc advances, under the terms of a Fiome Lquity Conversion Loan Agreement <br /> dated the same date as this Secw•ity Instrument ("Loan Agreement"). The agreement to repay is evidenced by <br /> Borrower's Note dated the same datie as this Security Instrument ("Note"). This Security Instrument secures to <br /> Lendei° (a)the repayment of the debt evidenced by the Note, includin� all future advances, with interest at a rate <br /> subject to adjustment, and all renewals, extensions and moditications of the Note, up to a maximum principal <br /> amoui�t oi''�'wo Hundred Fifty-Five Thousand and 00/100 Dollars (U.S.$255,000.00); (b)the payi��ent of all <br /> � other sums,with interest,advanced under Paragraph 5 to protecl the security oti this Security Instrument or otherwise <br /> due under the terms of this Security Instrument; and (c)the performance of I3orro�-ver's covenants and agreements <br /> under this Security Instrument and the Note.The full debt,inciuding all amounts described in(a),(b).and(c)above, <br /> if not paid earlier, is due and payable on August 27, 2095. For this purpose, Borro���er irrevocably grants and <br /> conveys to Trustee, in trust, with pov,�er of sale, the following described property located in HALL County, <br /> Nebraska, <br /> See Schedule A attached <br /> which has the address of 3548 Hillside Drive.Grand Island,NE 68803("Propecty Address") <br /> Nebrnska 1''Secrn•iry lns�rzmient �O' Bay Docs,Ine.06i JO <br /> Page l <br />