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201109222 (C) "Lender" is�LLS FARGO BANK, N.A. Lender is a NATIONAL ASSOCIATION organized and existing under the laws of THS UNIT�'D STATES . . Lend�r's address is P.o. BO% 117 01, NE6dARK, NJ 0 71014 7 01 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is WRLLS FARGO FINANCIAL NATL BNK C/O SPSC. SERV., PO BO% 31557, BILLI�TGS, MT 59107 . (E) "Note" means the promissory note signed by Bonov�er and dated NoP.�SR 30, 2011 . The Note states that Bonower owes Lender FORTY THI2SS THOIISAND FODR HIINDRED TWEN!'Y ONE AND 00/100 Dollars(U.S. $*****43,421.00 )plus interest. �orrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not late�than DSC�rsR 01, 2026 . (F) "Property" means the property that is described belojw under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus i�nterest, any prepayment chazges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be exe�uted by Borrower[check box as applica�le]: 0 Adjustable Rate Rider �Condominium Rider � 5econd Home Rider 0 Balloon Rider �Planned Unit Devel4�pment Rider � 1-4 Family Rider �VA Rider 0 Biweekly Payment I�ider �Other(s) [specifyJ (I) "Applicable Law" means all controlling applicable�'ederal, state and local statutes, regulations, ordinances and administrative rules and orders(that have the eff�t of law)as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Ass�'ssments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property,by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer oR funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic ternunal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensatian, settlement, award of damages, or proceeds paid by any third party(other than insurance proceeds paid u�der the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii)condemnation or other tal:ing of all or any part of the Property; (iii)conveyance in lieu of condemnation; or(iv)misrepresentations of, or omissions as to, the value and/or condition of the Property. NEBRASKA-Single Famdy-Fannie Mae/Fredd�e Mac UNIFORM INSTRUMENT ��"""Form 3028 1/O7 VMP OO VMP6(NE)(17051.00 Wolters Kluwer Financial Services Page 2 of 17