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2�11092�� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Bonower and recorded with <br />it. <br />RONSHAUGEN <br />_ (seal) <br />-Borrower <br />_ (Seal) <br />-Bonower <br />(Seal) <br />-Borrower <br />_ (Seal) <br />-Bonower <br />Witnesses: <br />�B�.SI{�l — Single Family — Famie Mee/F'reddte Msc i7P1[FORM INSTRi1MENT Form 30Z6 1/Ol <br />GCC - G302&18 (09/Ol) (Page 18 of 19) <br />