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201109173 (C) "Lender" is EQUITABLE BANK Lender is a Savi ngs Banl< organized aizd existing under the laws of TH E STAT E 0 F N EB RAS KA , Lender'saddressis 113-115 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802-0160 Lender is tih�Uenefioiary under this Security Instruinent. (D) "Trustee" is EQUITABLE BANK (C) "N of e" n1e�11s the promissory note signed Uy Borrower aiid ciated D e c e m b e Y' 0 2, 2 011 . The Note st�ttesth�tBorrowerowesLender NINETY NINE THOUSAND ONE HUNDRED AND 00/100 Dollars (U.S. $9 9,10 0.0 0 )plus interest. Borrower has promised to p�y this deUt in regular Periodic Payzneilts and to�ay the del�t in fii11 not later than J a n u a ry 1, 2 0 2 2 . (F) "Ptoperty" me�ias the property that is clescribed below under the heaeling "Tr•ansfer of Itights in tlle Property." (G) "Loarl" ine�t�ls the debt evidenced Uy the Note, plus interost, any prepayinent charges and late char�es dli� under tlie Note, and all sums due under this Security Instrument, plus iiiterest. (H) "Riders" means a11 Riders io this Security Ins�•ument that are executed Uy Borrower. The fbllowing Riders are to Ue executed by Borrower [checic box as applicaUle]: 0 Adjustable Rate Rider ❑ Condoininium Ric�er ❑ Second Home Rider 0 B�11oon Ridas• �Plannecl Unit Developinent Rider 0 1-4 Favlily Rider 0 VA Ri�ier 0 Biweelcly Payment Rider 0 Ot11er(s) [specify] (I) "Applicable Law" means all contiiollii�g applicavle fed�ral, state and local stattites, regLilations, ordin�nces aud�dministrative rules and orders (that h�ve the effect of law) as well as a11 applicable final, non-appealable judicial opinions. (J) "Community Assoeiation Dues, Fee�, and Assessments" means all dues, fees, assessments a�1d other charges that are im�osed on Borrawer or tho Property by a condoininitiun association, homeowners associ�tion or similar orgai7iz�tion, (K) "Eleetronic Funds Transfer'" ineans any tr�nsfer of fiinds, other thaii�transaction originited by checic, draft, or sinlilar p�per ulstrtunent, wlvch is initiated throtiigh an electronic terininal, telephonic instrtul�ent, computer, or magne�ic tape so as to order, instrttot, or autlYOrize� fiilancial institution ta deUit or credit an account, Sueh term inchides, but is not liinited to, point-oC sale trallsfers, automated t�ller machine transactions, tiransfers iiutiated by ielephone, wire transfei�s, and auioinited cleas•inghouse trailsfers, (L) "Escrow Items" me�ns those iteins th�t are descriUed iii Section 3. (M) "M iscellaneous Proceeds" meaus any compensation, settlement, award oF daiilages, or proceeds paid by any third p�rtiy(other than iiisurance proceeds paid under tlie coverages descriUed in Section 5) for: (i) dalnage to, or destruction ol, flie Proparty; (ii) eondeYVnation�or other talcing of all or auy part of the Propert�!; (iii)conveyance in li�tl of condenu�ation; or(iv)misrepresent�tions of, or omissions as to, the value a�id/or condition of the Propei•ty, 231231 NEBRASKA-Single Family-Fannie M ae/Freddie M ac UNIFORM INSTRUM ENT Form 3028 1/01 VMP O VMP6(NE)(11051 Wolters Kluwer Financial Services Page 2 of 17