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201109149
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Last modified
1/5/2012 9:47:32 AM
Creation date
12/7/2011 9:08:19 AM
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DEEDS
Inst Number
201109149
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�0110�1�� <br />(L'� "Lender" is Citbank� N.A. <br />Lender is a Corporation <br />organized and eJaisting under the laws ofthe United States <br />Lender's address is 1000 Technology Drive O' Fallon, MO 6336&2240 <br />(D) "Trustee" is First Americ�,n Title Company <br />(� " M@�S" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and eldsting under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(h7 "Note" means the promissory note signed by Borrower and dated November 3, 2011 . The Note <br />states that Borrower owes Lender Thirty One Thousand One Hundred <br />Dollars (U.S. $31,100.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than December 1, 2021 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by We Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "I�iders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />0 Adjustable Rate Rider � Condominium Rider 0 Second Home Rider <br />0 Balloon Rider 0 Planned Unit Development Rider 0 1-4 Family Rider <br />� VA Rider � Biweekly Payment Rider OX OWer(s) [specify] <br />Schedule "A" <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />(In "Community Associetion Dues, F�s, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium associaflon, homeowners <br />association or similar organization. <br />(L) "aectronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />coraputer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(M) "Escrow Items" means those items that are described in Section 3. <br />001122675509 CKibank 3.2.57.31 V6 <br />NEBRASKA-Singla Famlly-Fannie MaelFreddle Mac UNIFORM INSTRUMENT WITH MERS Fortn 3028 1/01 <br />VMP � VMP6A(N� (1105).� <br />Wolters Kluwer Flnancial Services Page 2 of 17 <br />
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