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�� <br />� <br />N � <br />0 �� <br />� �� <br />� �� <br />� - <br />-P � <br />� ��� <br />�� <br />�� <br />�� <br />� <br />�� <br />� <br />Q � � <br />��� <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />GRAND ISLAND, NE 68801 <br />f�� <br />;' y r,• <br />,; <br />��� <br />�; � '. <br />� <br />m� <br />r r <br />r�. <br />�, .. <br />o N <br />� �.�� <br />m ( ; <br />c� <br />N �-- <br />� <br />m <br />,� <br />o j ""°, <br />� � <br />O � <br />rn � <br />r+z <br />v <br />� <br />� c7 u-m <br />~' o --a <br />� C D <br />� Z --�9 <br />� .� m <br />-� Q <br />rn <br />� <br />3 <br />F--� <br />O <br />N <br />C.�� <br />o � <br />�' z <br />z m <br />D� cz� <br />r � <br />� D <br />� <br />� <br />D <br />�� <br />� <br />C!� <br />AFTER RECORDING RETURN TO: <br />FIome Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />GRAND ISLAND, NE 68801 <br />(Space Above This Line For Recording Data) <br />DEED 4F TRUST <br />THIS DEED OF TRUST ("Security Instrument") is made on November 25, 2011. The grantors are GLENDON <br />J FOIGHT and DEBBIE R FOIGHT, HUSBAND AND WIFE, whose address is 2506 BRAHMA STREET, <br />GRAND ISLAND, Nebraska 68801 ("Borrower"). Borrower is not necessarily the same as the Person or Persons <br />who sign the Note. The obligations of Borrowers who did not sign the Note are explained fiuther in the section <br />titled Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is <br />Arend R. Baack, Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The <br />beneficiary is Home Federal Savings & Loan Association of Grand Island, which is organized and existing <br />under the laws of the United States of America and whose address is 221 South Locust Street, Grand Island, <br />Nebraska 68801 ("Lender"). GLENDON J FOIGHT and DEBBIE R FOIGHT owe Lender the principal sum of <br />Twenty-five Thousand Seventy-nine and 50/100 Dollars (U.S. $25,079.50), which is evidenced by the note, <br />consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"), wluch <br />provides for periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due and payable on <br />December 2, 2015. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the <br />Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, <br />with interest, advanced to protect the security of this Security Instrument under the provisions of the section titled <br />Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements <br />under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the ttust <br />herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described <br />property located in the COiJNTY of HALL, State of Nebraska: <br />Address: 2506 BRAHMA STREET, GRAND ISLAND, Nebraska 68801 <br />Legal Descriprion: Lot Twenty (20), Block Two (2), Southern Acres Addition to the City of Grand <br />Island, Hall County, Nebraska. <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br />"Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. <br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />any encumbrances of record. <br />Borrower and Lender covenant and agree as follows: <br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the <br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the <br />Note. <br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling <br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have <br />the effect of law) as well as all applicable final, non-appealable judicial opinions. <br />Funds for Taxes and Insurance. At Lender's request and subject to Applicable I.aw, Bonower shall pay to <br />Lender on the day periodic payments aze due under the Note, until the Note is paid in full, a sum ("Funds") for: (a) <br />yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) <br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance <br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and ( fl <br />any sums payable by Borrower to Lender, in accordance with the provisions of the paragraph titled Mortgage <br />Insurance, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." <br />c) 2004-201 I Compliance Systems, Inc. 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