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03-�9-1998 DEED OF TRUST Page 6 Loan No 682195 (Continued) �g_ 1,(j2�19 Applicable�aw. This Deed of Trust has been delivered to Lender and accepted by Lender M the State of Nebrsaka. This Deed of Trust : sh�ll be govemed by and construed in accordence with the laws of the State ot Nebraska. Caption Headinys. Caption headings in this Deed of Trust are for convenfence purposes only and are not to be used to fnterpret or deflne the : provisions of this Deed of Trust. Merger. There shall be no merger of the interest or estate created by this Deed of Trust with any other interest or estate in the Prope�ty at any : time held by or for the benefit of Lender in eny capacity,wfthout ihe w�itten consent of Lender. : Multiple Parties. Att obligations ot Trustor under this Deed ot Trust shall be Jofnt and several,and all references to Trustor shall mean each and : every Trustor. This means that each of the persons signing below is responsible for all obligeNons in this Deed of Trust. Severabllity. If a court of competent jurisdiction tinds any provision of this Deed of Trust to be invalid or unenfwceable as to any person o� : circumstance, such finding shall not render that provision invalid or unenforceable as to any other persons or circumstances. If feasible, any : such offending provision shall be deemed to be modified to be within the limits of enforceability or validity; however,if the offending provision : cannot be so modified,it shall be st�icken and all other provisions of this Desd of Trust in all other respects shall remain valid and enforceable. Successors and Assiyns. Subject to the timitations stated in this Deed of Trust on transfer of Trustor's interest, this Deed oi Trust shall be binding upon and inure to the beneflt of the parties,their successors and assigns. If ownership of the Property becomes vested in a person : other than Trustor, Lender, without notice to Trustor, may deal with Trusto�'s successors with reference to this Deed of Trust and the Indebtedness by way of forbearance o� extensfon without releasfng Trustor from the obligations of this Deed of Trust or Ifability under the Indebtedness. Time Is of the Essence. Time is of ihe essence in the performance of this Deed of Trust. Weivers and Consenfs. Lender shall not be deemed to have waived any rights under this Deed of Trust (or under the Related Documenis) unless such waiver is in writing and signed by Lender. No delay or omission on the part of Lender in exercising any right shall operaie as a waiver of such�ight or any other right. A waiver by any party of a provision of ihis Deed of Trust shall not constitute a waiver of or prejudice the party's right otherwise to demend strict compliance with that provision or any other provision. No prfor waiver by Lender, nor any course of : dealing belween Lender and Trustor, shall constltute a waiver of any of Lender's rights or any of Trustor's obligations as to any future transactions. Whenever consent by Lender fs required In this Deed of Trust,the granting of such consent by Le�der in any instence shall not constitute continuing consent to subsequent instances where such consent is required. Waiver of Homestead Exemption. Trustor hereby releases and waives all righis and benefits of the homestead exemption laws of the State of Nebraska as to all Indebtedness secured by this Deed of Trust. EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST,AND EACH TRUSTOR AGREES TO ITS TERMS. TRUSTOR: ' � �-� ` X X � � JA CE A EKP UM EAL W CREEKP U �/ INDIVIDUAL ACKNOWLEDGMENT STATE OF /V�i�/GS��-- ) � )SS COUNTY OF��_ ) On this day before me,the undersigned Notary Public,personally appeared JANICE A CREEKPAUM end NEAL W CREEKPAUM,to me known to be the individuals described in and who executed the Deed of Trust, and acknowledged that they signed the Deed of Trus1 as fheir free and voluntary act and deed,for the uses and purpose therein mentioned. Glven under my ha�d and officlal seal this day of / ( GVL _,19�. GENERAI NOTARY•State ot Nebrask� I KATHLEEN 1.NORTHUP Notary Public in and for the ate oi � MY Comm.Exp.Dec.1,1000 Residin r S �at � ��.nQA I (G�� , My commisslon expires I��l • c� O D(� �_ �_ i, �_ I_ I_ �_ . ? i , e :