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:: 98— sc�zs9s <br /> 12. NAtice.Except for any notice required under applicable law to be given in another manner, (a) any <br /> no�ice to Borrower provided for in this Deed of Trust shall be given by delivering it or by mailing such notice <br /> by certified mail addressed to Borrower at the Property Address or at such other address as Borrower may <br /> designate by notice to Lender as provided herein, and(b) any notice to Lender shall be given by certified mail <br /> to Lender's address stated herein or to such other address as Lender may designate by notice to Borrower <br /> as provided herein. Any notice provided for in thia Deed of Trust shall be deemed to have been given to <br /> Borrower or Lender when given in the manner designated herein. <br /> 13. Governing Law; Severability. The state and local laws applicable to this Deed of Trust shall be the <br /> laws of the jurisdiction in which the Property is located.The foregoing sentence shall not limit the applicability <br /> of Federal law to this Deed of Truat. In the event that any provision or clause of this Deed of Trust or the <br /> Note conflicts with applicable law, such conflict shall not affect other provisions of this Deed of Trust or the <br /> Note which can be given effect without the conflicting provision, and to this end the provisions of this Deed <br /> of Trust and the Note are declared to be severable. As used herein, "costs," "expenses" and"attorneys'fees" <br /> include all sums to the extent not prohibited by applicable law or limited herein. <br /> 14.Bonower's Copy.Borrower shall be furnished a conformed copy of the Note and of this Deed of Trust <br /> at the time of execution or after recordation hereof. <br /> 15. Rehabilitation Loan Agreemen� Borrower shall fulfill all of Borrower's obligations under any home <br /> rehabilitation,improvement,repair,or other loan agreement which Borrower enters into with Lender.Lender, <br /> at Lender's option, may require Borrower to execute and deliver to Lender, in a form acceptable to Lender, <br /> an assignment of any rights,claims or defensea which Borrower may have againat parties who supply labor, <br /> materials or services in connection with improvements made to the Property. <br /> 16. Transfer of the Property or a Beneficial Interest in Bortower. If all or any part of the Property or <br /> any interest in it is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and <br /> Borrower is not a natural person) without Lender's prior written consent, Lender may, at its option, require <br /> immediate payment in full of all sums secured by this Deed of Trust. However, this option ahall not be <br /> exercised by Lender if exercise is prohibited by federal law as of the date of this Deed of Trust. <br /> If Lender exercises this option,Lender shall give Borrower notice of acceleration.The notice shall provide <br /> a period of not less than 30 days from the date the notice is delivered or mailed within which Borrower must <br /> pay all sums secured by this Deed of Trust. If Borrower fails to pay these sums prior to the expiration of this <br /> period, Lender may invoke any remedies permitted by this Deed of Trust without further notice or demand <br /> on Borrower. <br /> NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br /> 17.Accelerataon; Remedies.Eacept as provided in paragraph 16 hereof,upon Borrower's breach of any <br /> covenant or agreement of Borrower in this Deed of�ust, including Borrower's failure to pay,by the end of <br /> 10 calendar days after they are due, any sums secured by this Deed of Trust, Lender prior to acceleration <br /> shall give notice to Borrower as provided in paragraph 12 hereof specifying. (1) the breach; (2) the action <br /> required to cure such breach;(3)a date,not less than 20 days from the date the notice is mailed to Borrower, <br /> by which such breach must be cured; and (4) that failure to cure such breach on or before the date specified <br /> in the notice may result in acceleration of the sums secured by this Deed of Trust and sale of the Property. <br /> The notice shall further inform Borrower of the right to reinstate at�er acceleration and the right to bring a <br /> court action to assert the none�stence of a default or any other defense of Borrower to acceleration and sale. <br /> If the breach is not cured on or before the date specified in the notice,Lender,at Lender's option,may declare <br /> all of the sums secured by this Deed of Trust to be immediately due and payable without further demand and <br /> may invoke the power of sale and any other remedies permitted by applicable law. Lender ahall be entitled <br /> to collect all reasonable costs and eapenses incurred in pursuing the remedies provided in this paragraph 17, <br /> including,but not limited to, reasonable attorneys' fees. <br /> If the power of sale is invoked, Trustee shall record a notice of default in each county in which the <br /> Property or some part thereof is located and shall mail copiea of such notice in the manner prescribed by <br /> applicable law to Borrower and to the other persons prescribed by applicable law.Ai�er the lapse of such time <br /> as may be required by applicable law,Trustee ahall give public notice of sale to the persons and in the manner <br /> prescribed by applicable law.l�ustee,without demand on Borrower,shall sell the Property at public auction <br /> to the highest bidder at the time and place and wnder the terms designated in the notice of sale in one or more <br /> parcels and in such order as Tivstee may determine. Trustee may postpone sale of all or any parcel of the <br /> Property by public announcement at the trme and place of any previously scheduled sale.Lender,or Lender's <br /> designee, may purchase the Property at any sale. • <br /> NEBRASBA-SECOND MORTGAGE- 1/80-FNMA/Fffi.![C MODIF'IED INSTRUMENT Fcrm 3g2g <br /> R&F21437.PCL6/97 Page 4 of 6 <br />