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, . . ... . . . . . . . . . . . , . . ..k ... ,t . � �� .. k'_ <br /> •r.. . . ` ' <br /> . . _.. • ... . . . �. - - -° <br /> �_:--: . _ .. ... . .. - ---- - - . 1 -- <br /> , <br /> ---- - , - - <br /> . . _.. <br /> : . -- ."_- ., ' ... . _ � : . - . -: _. :. . , _. - - - ' -- - _ , - <br /> • , . .. � . . . � . � �� — <br /> . .� � ., . . . , .._�_ �.__._----- ,. • , <br /> � .. _�...___..._.�..�_:._.�.._.-_.----. .-_ -- -1___-- . ._--=._ - - -. - '- . " �� �.. 4 � ' . � i - <br /> �� �o� . � <br /> � ��_:: <br /> TOGF.THER WITH all theimpru�emem,n�w o�;efeaft�`m nt�andtadd tip�rt•�ll�al.�,the'n��errd�h}rtttn,�SYUnty •� ; t <br /> tixturr. nuu u r he r e a f t e r a p a r t u f t h e p r p e } p .. t .• � 'r�' <br /> . ; <br /> � In,trument. AU uf the fi�rcgui�ig i+referrul tu in thi�Serurit} lmtrununt ati the "Pro�xrt} . � <br /> BORRO�VER COVENAN T S t hat B�,rn�a-e r i,l a a f u l l}•,�i�e J uC thc e+wtr hrrehy am�c)�d anJ hu.thc nEht tu�:rant and . — <br /> �un.�> the Pmpen�•and that the Pmpeny� i> unenrumhrrrS. cx�cpt ti,r�ncumbr�nrr� �d rcrurJ Burruarr warrant, an d w�i l . , — <br /> drfrnd gen�rally the titic w thc Frupert}•agair.,t all claim•anJ dcm•rnd.,,ub��-�t to;�n) rnc�mhranct,�,1 r.tiurJ. <br /> THIS SECUR[TY [NSTRUMENT rumbin�+unil'urm u�vcnanty Fur national u�r and nun-uniturm r�����nani�H�th I�m�tcd , �. <br /> v:u�atiun,by juri�dictian to c��mtitutc a unitorm,c�unty in+trument cuvering r�al prupem. . : '— <br /> . UNSFORM COVENANTS.Borruwcr and l�ndc�ment �nd LaterChargec.18o•�Tnw•�r .hall prumptly pay u�hen duc thr - ;•- -, - - - <br /> i. Payment of Principal and Inter�t; Prepay � <. <br /> principal af and interest on the debt evidenced by the Note:uid any prepayment snJ Iste chargey due under the Note. � -�. <br /> ` 2, Funds for Taxes and lnsurance. Subject to applicable law or to a written waiver by Lc:nder. Burrower shall pdY to _ <br />, Lender on the day monthly pa}•ments are due under the Note.untii the Note is paid in full,a sum 1"Funds"1 for: la)yearl}�taxes ,,_ _.y j= <br /> and;us��ments which may attain priority over this Security(nstrument ac a lien un the PropeRy:(b)year�y�easeho�d payments ' -; . <br /> or ground rents on[he Property.if any:lc)yearly hazard or property insurance premiums; Id1 yeariy flooJ insurance premiums, ` ��� <br /> if any: (e) yearlS" mortgage insurance premiums,if any: and(t) any sums payable by Borrower to L.ender. in accordance with —�,�,��, � <br /> the provisions of paragnph 8.in lieu of the payment of mortgage insurance premium,.These items are called"Escrow Items." -�. � <br /> Lender may. at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally �:��i� <br /> - � .�,.�?`::—- <br /> related mo*tgage loan may require foi�U S Ce Seccion 2601 et seq�(�RESPA")ane.s�-S ano her lawlthatnappl�o the F nds . ��'';__�� <br /> 1974 as amended from time to time. . ��""T <br /> ,� <br />' sets a lesser amount. If w. L.ender may, at any time. collect and hold Funds in an amount not to exceed the lesser amaunt. �:,;. ;��` <br /> �� Lender may estimate the amount af Funds due on the ba+is of current data and reasonable estimates of expenditures of future � r,�,�'_ <br /> � — � <br /> Escro�v Items or otherwise in accordance with applicable law. i����n�� or enti ,..�.-.: �:ti��''�� <br /> tY , �-- <br /> The Funds shall be held in an institution whose deposit� are insured by a federal agency. IY• __ <br /> .��, -: <br /> ' (including Lender,if Lender is such an institution)or in any Federal Home Loan Bank.Lender shall apply the Funds to pay the ; ' _ � 'r <br /> Escrow Items. 1-ender may not charge Borrower for holding and appiying the Fundti,annually analYzing the escrow account,or ' ' s<<- � , <br /> verifying the Escrow Icems. unless L,ender pays Bonower interest on the Funds and applicabie law permits Lender to make such �. ' <br /> a charge. However. Lender may require Borrower to pay a;I��i mia��go ides othenvi eaeUnle�ss an agreeme�rts made'or _ _ � '� . � <br /> used by Lender in connection with this loan. unless app P " ; ! ' � <br /> applicable law requires interest co be paid. hodwever�thatt n ere t shalltbe paid ontherFunds.`Lender shalllgnre t Borrower, �='*' + - ,� � <br /> � Borrow e r a i d L e n d e r m a y a g r e e i n w r i t i n g �-`'"`� "��' <br /> ....,_. <br /> without charge, an annual accounting of the Funds, showing csedits and debits to t he Fun d s an d t he p u r p o se f a r w h i e h e a c h . ; —. <br /> � debit to the Funds wa�made.The Funds are pledged as additional security for all 5ums secured by this Security Instrument. �,s :: � <br /> If the Funds held by L.ender exceed the amounts permitted to be held by applicable law.I,�nder shall account to Borrower "' � ,,r <br />. for the excess Funds in accordance with�h��Ihen due.t Lenderpm ybso natifyf Borrower n ni ns and.hnl uch case Borro er �y �� ��'f� , <br /> time is not sufficient to pay the Escrow Ite 1}, t <br /> �.� : shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in na more than a '.. �• <br /> twelve monthly payments, at I.en der's so le dis cretion. � <br />' U on ayment in full of all sums secured by this Securty Instrument. Lender shall promptly refund to Borrower any �����.� <br /> P P <br /> Funds held by Lender.If, under paragraph 2�.Lender shall acquire or sell the Property, l.ender,prior to the acquisiUon or sale -• �i�--- <br /> ` of the Properry.shall apply anY Funds held by I.ender at the time of acquisition or sale as a credit against the sums secured by <br /> " this Securiry Instrument. ' � <br /> 3. Application oY Payments.Unless applicable law provides otherwise.all payments received by Lender under paragtaphs �,. � _.�:. <br /> 1 and 2 shaU be applied: first. to any prepayment charges due under the Note:second. to amounts payable under paragraph 2; �s <br /> third.[o interest due:fourth.ta�rincip a l due:and last.ta any late charges due under the Note. __ <br /> .��, _ <br /> 4.Charres;Liens. Borrower shall pay all taxes, assessments, charges. fines and impositiom attributable to the Property _ +w <br /> �, ' which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any. Borrower shall pay ;.. � .,.��� <br /> ,�,a��'`• `:,".�: <br /> ' :"ua�< "'y�. <br /> these obligations in the manner pravided in paragraph 2,or if not paid in that manner.Borrower shall pay them on time direct y . <br /> to the person owed payment.Borrower shall promptly fumish to Lender all notices of amounts to be paid under this paragraph. ;..-.�:.:,,�,��•___ <br /> r:r ��'— <br /> �;;., :— <br /> If Borrower makes these payments directly,Bortower shall promptly fumish to Lender receipts evidencing the payneents. � <br /> . � Bonower shall promptly discharge any lien which has priority over this Security instrument unless Borrower: (a)agrees in �* _ � <br />, . writing to the payment of the obligation secureci by the lien in a manner acceptable to Lender:(b)contests in good faith the lien :�:�}.j�.r <br /> by, or defends against enfarcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the �,,.���, <br /> enfotcement of the lien: or Ic) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to , �,;,�,,,��', <br /> � this Security Instrument. If Lender determines that any part of the Property is subject to a lien which may attain priority over ,;.: .. _ <br /> this Security Instrument, Lender may give Borrower a notice identifying the lien. Bvrrower shall satisfy the lien or take one or ..`5 •y f .',�•, ?- . i� <br /> more of the actions set forth above within 10 days of the giving of notice. , <br /> • ;�- Form 3U28 9190 , ' ��,. <br /> �eqo 7 of 8 � -----�- <br /> .. -. • . • - .�' <br /> . . . .. . _ _ �. a , � . • — <br />' - . ; .. . . _ � --'—'..._. -.. ,�- ' .. _ � . . - : � . . ' : . , . �. <br /> _ - . � � . , � . ' . - . . ` ' � . � . .. , . �. . . - ' . .• f° .• <br /> . . �^ <br /> • ' . '. '• . • . • . � . ' t.._. <br /> .- . . ' - . . ' . ' , . ' . ' . . �'' - <br />._,___.i.=_. . .• ,�� . . . . . � .. .'_� . ... � . ."' _____"" _ _ —__ " _.._._.._'"""....... __ _....."—-- _ _. -- _. _ <br /> _ � � <br /> . —1 �:. <br /> � •. . . ' � ' / - � ' ' - � • . . '�_. ■� <br /> . ' ' . . ' ' � . . . . • . • ' . ,_ . 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