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<br /> Borrower shall have no obligauon to pay any increase in the monthly payment amount _=_:�,::�:�_=_=
<br /> calculated in accerdance with paragraph (E� of this Rider for any payment dat$ occumng .. . �.
<br /> iess than 25 days after Lender has grven the required notice. If the monthly payment , ��:��,�.,_,� _
<br /> amount calculated in acxardance with paraBraph (E) of this Rider decreased, but Lender __ _
<br /> failed to give timely notice of the decrease and Borrower made any,monthly payment . ��:--�
<br /> � ex the yment amount which should have been stated in a timely notcce, ••����.���.
<br /> amounts ceedm8 Pa . -�'
<br />. then Borrower has the opuon to either (i) demand the re ��e��°r�e.�s�ate which sl�ould -� ` �_--__=
<br />, payment,with incerest thereon at the Note rate(a rate equal ::�s - - �-_:
<br /> have been stated in a rimely notice), or (ii) request that any excess payment, with interest -.>���;:;�•;_�.,
<br /> - thereon at the Note rate, be applied as paynnent of princ�pal. Lender's obligauon to retum -� .�_:�� . _.�.._�----.
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<br /> any excess payment with interest on demand�s not assignable even if the Note is otherwise ..`�,,-
<br /> • assigmed before the demand for return is made. •-�-- —
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<br /> B Y S I G N I N G B E L O W, �o r r o w e r a c c e p t s a n d a g r e e s to the terms and covenants .�:�s�r_" . �
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