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<br /> : 70 ���� ADDITIONQL TERMS � � ' � , <<�'��_
<br /> UMIiEO WARAAt(tY: [d�iole and esclusir�rene�j against pau or�aur assi�nee shalt 6e lirited to rtr�rigAU ane remed�es under tAe e,preu U!#RED WARRANN yau ertena to "; �L
<br /> me at tA2 time I sign this Contract. lHy eictus�ve rigAU an� rene3ies unEer the parranty shall he in lieu�t all offi^r rigAU or remedias. ai law or�n epwty.�rhere permitted - -
<br /> Dy appliaDle state law. : ,
<br /> ALL MARUfAC10RED NfINDO'H P&ODUCiS ARE NUT GUARAATEED AGAIHST COHOENSAif6!f. MOISTURE faRMAtiUM OR fR65T PAOOUCTS AAE N�T GUAR�iNTEED ACAINST CORROSION UUE .
<br /> TO ADYENSE CLINAttC GOMOfT10NS. � '
<br /> ' BiIYER.READ THE SfPARATE"U[�ITED WARRANTY"1�JHiCH IS A SEPAkA1E WRITTEM INSTRUIdEM1 F£RTAINING SOLEIT TO MANUfACNAfD PAO�UCiS OP THE PACESEiTER CORPORATION � .
<br /> A110 WHICH"IiMRED WARRAldTY"HAS BEEN DELIYERED i0 EACH RESPECtIYE BUYER IA COHAECTIOM WITH THISSALE TNE FOREGOING PRUYISIUHS AE6AAOIN6 COHOEkSAiIOH 00 MOT ,
<br /> APPLY T!1 SIOIM6. � • ,
<br /> furt�2r.Thz Pacesetter Corporauun makes NO RfPRfSEHTATION OA ri�ARANIY UF ANY K190 OR NATURE WIHAT50EYEA.pIPRESS U8 IMPIIED,tl�llifl RESPEST TO iHE ENfRG1 . ,_
<br /> $AYIHGS 1 COULO OR MA1 ACHIEVE B�USE Of TIlE PRQOUCT(S).i undersias0 that an�energy tarmgs 1 may ae�iere is dapanQertl uQan a numher af factors. incluQmg,hat not � '-: - - ,
<br /> � limitee to.the rype.quaMiTy and qualiry of insulaUan ia my Rame.Na partisular site and stpie ot mp ha�a,tse type ot quaiit�ot construcnan of nr�home,m�partisular lite
<br /> style.the numher o(openmgs in my hoQe. proper monitonng of thertnastat settings,cii!natic conditions an9 tocatian ut my doma. and eren Uie hDa of energr consumed tar • ,
<br /> heating and air canditioning purposes. � ' .•
<br /> PREP.IY�lE\T AIVD ACCRt`1L OFTHE FItiA�iCE CHARGE:Ecen thaus:h 1 dn ma h�ca tu pay mt�rc than thc reEular tihadulyd monthty p3y ment.1 ha�e the right
<br /> tn prcpay the whole amuunt uwm�tu yuu m full at any hme nr m p:ut from nmt tu hmr 1 unJrnwnl tha�thc tin:u�r.hargr nnum.n n rnmputeJ d:iil?. I know my , �
<br /> 6nance c6arge will be les�if i malee an e:uly payment.rnJ![will be higher�f 1 pay late:I ako rccogmrr thrt any nrcr.+.u� sd�u.rmem�n my tntal finaace charge wdl . '',
<br /> ' be reflected in my final blL•l al.n knuw that tt�e amuunts,hoNn nn pagc'_t��r the Fu�ance(.'har�e.Tutal of R�ymrnt�,and thc Ti�t�l Sslt Pri�t am t.umates based nn , ;_} ,,,.� �
<br /> • the atisumption that}ou will rcrene each of the payment+exaalv.m uc dur datr.and 1 knuw thac there w�ll be no refund�f 1 prep.�y becaa,e therc��nothmg to refund . . . ,.
<br /> uhen 1 am charged on a daily ba,�,.I knuµtha�if n1I rchate�.m{un�i+:u�d a.�ed�ta[o which 1 mi t 6e entiiled are les+than one dullau ISI.W i.no refund wtll be made.1
<br /> ma�coluntanly prepac the amount 1 oat yuu,m fuU or in patt.at any time.If 1 make a pattia�prepayment.1 muct ennunuc to make my regular pa�Tnrntc until I ha��r . • _ _
<br /> paid all amountL uweJ.I kanv��hat if!prcpay the whole amount.you may coUect or retain from me a mimmum ciwrge no�esrater than 510.W- � �
<br /> SPECLILARDER GOODS:t know that you hace mqsuRd my houx and ih openings w that you ian mal,r the Pnxiu��e,to fii my particular houx rnd that the gn�xt. , c7�'�
<br /> pcnbably will no[fit anv ather houce+.,01 knuw that 1 cannot can:.cl this contract at:u�y hmr at[er tha{�enod of nmc gi�en ui mr by law m wh�ch[u�ancel.Afier that � �..^,,, .
<br /> ` legal pcnu�i:�f umr.1 knnw that 1 ha�c the o6hgation tn pay ynu m tull the amount nxrd � ri`'"-_`�
<br /> . t CU�L�IE:\CE�1S�:\T OF THE t7!�.1\t'E('HaRGE:The finatke�h:,r��•i mtrrc.0 i,r,umntrd to.tan u:thtn 3n da?.uf[hc d�tc ut th�ti cun[rert.except in tht event • ;.,
<br /> �� that you complete the instatlanon of the goads and services on a�mcher date,then the financc charge�interest)wiU begin to run on the date that[si�n the Completion `,.•-��-,
<br /> Certifecaze.Theamountoffinancechargelintetest)maybemomorleasthantheamountdixlo+eddrpendingontheamcwntslpayyouandmyumelines,inmakingpayments. .� � '
<br /> ' j pEFAI1L7:I K ill be in default under this contract if:l.I dnn c malce a payment when due;c�r 2.I brea.t any promiu I made to you in this contr�et:or 3.Samething else , �=. � ji4 �S^Y _
<br /> � happens which causes you ta belie�•e in good faith that I do nat intend to pay�:ou as pmmised:or 4.1 defau It nn any obligations for which I un using my home at collaural: `''s""`��' '
<br /> or 5 Something hapQens ta my house wh�ch threatens}'our rightc,if an}.�n it. �`—'
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<br /> COLLECT[ON COSTS:If 1 am m default of thi�cunuact and you demand full pay ment,for maumabte anomeys'fee5 and for other related expenses cuch as court costs. • -
<br /> tide searche�and mnney you expended to collea the amount Jue or to protect my house,d you arc allowed[o colla.l such amaunts by law. ; �• �-��-'�'
<br /> �• OTf�R RIGH'['S:You can chcx�+e not to mfo[�re any of Ihe rightti under this contstct as often u}you want w:thout losing them.(h.you au�delay enforeing any af the - � '��
<br /> rights without Iosing them.Yuu can:ilsu use any nghts now or m the future gicen to you by taw. _�;�r, ,
<br /> pELAYS:1 knoµthat you w�ll u+r yuur brtit effurtti tu in�tull the Pn�ducn I am pureha,mg un my hou+e.hut I also undeRtand that in,ome cituauonc you may encounter ,,,�,
<br /> delays that are cauud by titrike+.ucather condition�,delay�you have m obtammg matenal1.or for ather mx•on�that an beyond ynur cantrol.1 will not hold you liabte �;:
<br /> for such delayt. ��`'�� � •
<br /> RF,QUFST FOR El`LL P,�►Y;IlENT:If[am in default under thn conuact.you c:u�declare all that 1 owe under this umha��t payahle at once.[agree to pay you inlerest r,_ �, •
<br /> on that amount at the maximum coniractual ra[e allowed by laa until the amount I owe you ic paid. l also knnw that you can foreclo�e the mortgage 1 hace given to you. ��,,�
<br /> ARB17'RATION:if 1 ha��e a dispute or claim wrth you con:etmng tde qu:umty,quality or perfocmance of the Praducts.t undentand that my dispute may be submittect , .,�,�;�,
<br /> to and senled acconling to the med�ation-acbitrruon pmgram that may havr developed m my community- 1 altio knaw that any decision made by an arbitratoqs)tvould be
<br /> tnter.�d in the court havmg�un+d�ction uver me and you. �+
<br /> ' SALYAGE VALUE:I know that the windowti,�voadwork.ti�ding,bnck and other matenxl+that have to be rcmoced by you for thiti in.tallation have NO salvage value. ' �• i � '..
<br /> When you remove them,you can ha�e them for whatcver purpose you want. � ,+`' � �>�+-•�'��
<br /> SPEC/AL SI'fU.i�'IONS:Due ro the uniquene�.uf<ome of the Products that ynu+ell.[understand lhat in+pccial situationc your Regional Officc may have to review :"r;`Y;'.'• . ,S!
<br /> and approve�his convact.l also undertand that th�s sxle occumed m my hnme and that you and 1 may not have had all the correct mformauon�mportant to this transacnon � `a
<br /> at our Fngertips;t give you my cnment to correct any obviou.ertnn[hat may have�xcurted when the blankti in thu conuact wen campteted. -���a iV"➢�.)} .
<br /> INVALID PROVISIONS:If any �nvuion of this contract v�olates the law and i�unentorceable.the retit of the�ontract wdl be valtd.If any part of this contract tr.qui[es ;..;. �77
<br /> payment of murc inurest than the Paw permits,then you will only have the right to caUect from me the amount of mte�est whi;h the law allowa you to collect. '�; 'r�;
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<br /> Cd.bIPLETENESS OFTRIS CONfRAC7's Thiti contrrct can only be changed if both��ou and 1 agree m u�riting. '..'
<br /> NOTICE � '�
<br /> AMY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE "' '�� '
<br /> � OEBTVR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAIN�ED PURSU6INT HERETO OR WITH ��� ��-�
<br /> THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEE� AllliOUNTS PA7D BY THE "���' °�""-''
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<br /> DEBTOA MEREUNDER. - �"*;..
<br /> INSURANCE CANCELLATIO\:IC l have rcquested m+urance�n thi.purcha.e.1 m�}cancel wch reyuc�t for mtiurance forany reaeon wtthtn fifteen(15)days fmm ` �Y°�?R'"'� r.
<br /> the date of this contract by nntifym�ynu or the holder nf thi�contract in�mtmg I knoa•that the cancella:�on of my covemge wdl he amanged with ihe imurance carticrts) �'��;�►��i;:
<br /> '� and a full refund of my prcmium(s�together with apphcable financc�char�e will be cmdited to this wntract. _-="'�w ���•--
<br /> PLGASE NOTE:If 1 have reyuested inwrance m th�c purchase.I will receive within thirty(�0)Jays a certificate uf msur.u�ce more fully deceribing the msurance coverage. '-^�ss�s.�wer.;
<br /> - � 1 know that if there�s any confl�et in the rn�erage or the language of the ceAificate of ir.wtance and the following Notic�of Proposed Imurance that 1 am covered only to ,-: -�,�
<br /> � the extent stated in the followm Natice of Pro ed Insurance.I al,o know that l ha�e imurance co�erage only if t have been cbarged for it. -'"�-•---�'4-
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<br /> � NOT[CE OF PROPOSED INSURANCE , --�—�,
<br /> 1 take notice that erther Credit Life ar Credrt Acc�dent and Health Inwrance.or 6oth.wiU be appticable to th�s Inctallment Sales Contract on�y if I have ehocen it by �__.�..
<br /> aigning the reque>t for yuch insurence.This insurance will only cover the penon��gn�ng the reyuetit at the rnct for each typc af insurance shown.Sub3ect to aceeptance . . .
<br /> by the msur.�nce company.�he insurance will be eFfecuve as of today and will connnue only for the number of mnnthc aFt�r ihe effective dace eyual to the number of � •��.,�,,,+
<br /> momhly payments.1 understand that this particulu msumnce may not pmvide cuverage far my la.t few payments,and that dunng that period of time I w�ll nos have any , , . .
<br /> inwrance cover�ge.All benefit�and pmceeds uf the msur�nce wd1 be pa�d to you or to a financial instituuon�f it punchaus the Installmem Sales Contmct ro the rxtent
<br /> of ict intemcc and any balance witl be payablc ro r.;:.The initial amount of Credit Life Insurance is the amount reqwred ta mpay theTotal of Payments;thefeafter,the . . .
<br /> insurance decrcases by the amount of each monthly payment an a ccheduled 30 day basic.If 1 am ointly ohligated on the Inctallmem Sales Contr�ct with a Co-Buyer,and • ;�,
<br /> Ke h3ve both signed the requect for Credtt Life Insumnce,death henefits w�ll be payable only wit�re,rect to the firt one of us tn die.Sc9;ea to exclu�ions.elimmatians �
<br /> nr waieing period stated in the insurance policy or certificate.Cledit Accident and Health Insurance�e f�r the benefit amount of I/3oth of each month's payment for each
<br /> Jny that�am totally disabled due to an m�ury or s�cknetic while 1 owe any pryment to you:howe�ec 1 undeRtand that I have�o be preicnted fmm workmg due to such
<br />` mtal diSability fot mnrc than fourta-n(14l consccut�vc days before the mwrance t+enefit i�paid back to�he firc[day of my toral dnahil�ty.1 aLso knca�that 1 ennnot
<br /> obtaln any iasurance from you if I am over 65 years o!ay,e todnK and 1 ulw know that the insurance rnverage provided to me may contein a��um amount � .. _
<br /> � of eoverage whie6 wi0 not pay in some cases,the entfre amount that 1 ope you.Due to the maximum amount of co�crage ltated in the incurance po::cy.1 know that �• . -
<br /> any anp•rid amount in excess of the mturanre co.errge will still have to be pa�d.If the Imtallment Salrs Contract�c prcpaid m full pnnr to the la�t pay.ment date,any
<br /> uncamed mwrrnce premiumc will Ne refunded ta me m the manner prexnhed hy law.Within thirty 130�dayc,l W ill mceive the certi6cate of mtiurance more tully descnbin�
<br /> my�n�vr�,nce cnver�ge.If the m�urance i�not��cccpteJ hy the meur.mce company.I w�ll recerve a refund of the mwrance premmm�I have paid.
<br /> . � 7na4 S11 lul tiF H�IF P,x:f� . .
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