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2011091�� <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Borrower and recorded with <br />it. <br />� <br />ANNETTE C RINALDI <br />Witnesses: <br />(seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Sea[) <br />-Bonower <br />_ (Sea[) <br />-Borrower <br />]�$�$t{�l — Single Family — Fann[e Mae/Freddte Mac U�IIFORM INSfRi1MENT Form 3028 1/Ol <br />GCC - G3028-18 (09/01) (Page 18 of 19) <br />ANDREW M RINALDI <br />