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201109i07 <br />tva3ozs.�a.�t <br />(Tj 'R�ders" meaIIS all Riders tv this Se�zriiy Instrument that are executed by Borrower. The following Riders aze <br />to be executed by Borrower [ch�k box as appflcable]: <br />� Adjustable Rate Rider <br />❑ Balloon Rider <br />� 1-4 Family Rider <br />� Condominium Rider <br />� Planned Unit Development Rider <br />� Biweekly Payment Rider <br />� Second Hame Rider <br />p Other(s) IsPe�fY] <br />(J) "ApplicabCe Law" means all controIling applicable federal, state and local stafiztes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law} as well as all appiicable final, non-appealable judaiciat <br />opinions. <br />(� "Commimity Associaiion Dues, Fees, and Assessmemts" zneans all dues, fees, assessments �d other charges <br />that are imposed on Borrower or the Praperty by a condominiunn association, homeowners association or similar <br />organi7ation. <br />¢) "L7ectronic Funds Transfer" means azry transfer of funds, other than a transaction originated by check, draft, <br />or similar paper instrument, which is initiated through an electronic terminal, telephonic insixument, computer, or <br />magnetic tape so as to order, instruct, or authorize a financial insututiou to debit or czedi�t an account. S�ch term <br />include.s, but is not limdted to, poi�-of-sale uansfers, automated teIler machine transactions, transfers 'vaitiated by <br />telephone, wire transfers, and autom�ated clearinghonse trausfers. <br />(11� "F�crow Iteins" means rhose items that are deseribed in Section 3. <br />(1V) "Miscellaneous Proceeds" means auy compensation, settlement, award of damages, or proce,eds paid by any <br />third party (other tb�w uasurance proce�s paid under the coverages described in Section 5) for: (i) dama.ge to, or <br />destruction of, the Property; (ii) condemnation or otlier takiag of a11 or any part of the 1 (iii) conveyance in <br />lieu of condemnsrion; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Prop�rty. <br />(0) "Mortgage Insurance" means �nm,ran� p�tecting Lender against the nonpayment of, or default on, the Loan. <br />(P) "PeriorTic Payment" means the regularly scheduled amount due for (i) principal and 'znterest under the Note, <br />pius (u} azry amouats under Section 3 of chis Securiry Insmunent. . <br />(Q} "RFSPA" means the Real Fstate Settlement Procedures Act (12 U.S.C. §2601. et seq.) and its implementing <br />regutation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or azry add.itional or <br />successor legislation or regulation that governs the same subject mattex. As used in this Security Instnament, <br />"RESPA" refers to all requirements and restrictions that are impose.�l in regard to a"f�erally related mortgage loan" <br />even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. <br />{R) "Succ:essor in Intercgt of Borrower" means any party that has taken title to the Property, whether or not that <br />party has assumed Horrowex's obtigatarnas under the Note andlor this Security Instrument. <br />TRANSFER OF RIGHTS [N THE PROPERTY <br />The beneficiary of this Se.�urity Instrument �is MERS (solely as nominee for Lender and Lender's successors and <br />assigns) and the saccessors and assigns of MERS. This Security Tnstrume,�.t secures to L,ender: . (i) the zepayment of <br />the I.,�an, and all renewals, extensions and modifications of the Note; and (ii) the perfozmance of Borrower's <br />covenants and agreements under this S�urity Tnstniment and the Note. For this purpose, Borrower irrevocably grants <br />and conveys to Tivstee, in uvst, with power of sale, the fallowing described progerty locat�I in the <br />COUNTY of �iALL . <br />[Type of Recording Jurisdiction] [Name of Recording Iurisdiction] <br />LOT ELEVEN (II}, BLOCK TWO (2), PLEASANT VIEW ADDITION, CTTY OF <br />GR�1�TD ISLAND, HALL COUNTY, NEBRASKA. <br />A.P.N.: 400 079 097 <br />which cizrrently has the address of <br />GRAND ISL�AND <br />C��l <br />822 E ORLAHOMA AVE <br />istreec] <br />, Nebraska & 8 8 01 814 4(^ properiy Address"): <br />jZip Code] <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFOAM INSTRUMENT- MERS pocMagtc� <br />Form 3028 1/01 Pege 2 of 9 9 www.dounagJc.com <br />� <br />