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201109i05 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorde� with it. <br />(Seal) <br />J i n T Ri chardson -Borrower <br />� <br />�� (Seaq <br />Tara R Ri chardson -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />0 Refer to the attached Signalure Addendum for additional parties and signatures. <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP � <br />Wolters Kluwer Financial Services <br />Form 3028 1/Ot <br />VMP6(NE) (1105) <br />Page 16 of 17 <br />i �. . �'i . , '� � � � <br />