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201109127
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201109127
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Last modified
3/7/2012 11:15:19 AM
Creation date
12/6/2011 8:49:05 AM
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DEEDS
Inst Number
201109127
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201109127 <br /> required Uy R�SPA, and Borrower shall pay to Lender the amoun�necessary to inake u�the deficiency in <br /> accordaiice with I�SPA, but in iio more than 12 inontl�ly payments, <br /> Upon payment in Full of all sums secured by this Security Instrument, Lender sha11 promptly refund to <br /> Borrower any Funds lield by Lender, <br /> 4. Charges; Liens. Borrower shall pay all taxes, assessinents, charges, fiiies, �nd impositions attriUutable to <br /> the Propertiy which can attain priority over this �ecurity Instrument, leasehold�a�inents or ground rents on <br /> the Property, if any, and Coirununity Association Dues, I'ees, and Assessn�ents, if any. To the extent that <br /> these items are Escrow Items, Borrower sh�11 pay them in tli�mal7ner�rovided in S'ection 3, <br /> Borrower sliall promptly discharge aily lien whicli has priority over tlus Security Instrun7ent unless <br /> Borrowei: (a) agrees in writing tio the payment of tho oUligation secLU�ed by tha lien in a inanner acceptable <br /> to Lender, but only so long as Borrower is perfornung such agreeinent; (UJ contests the lien in good faitlz by, <br /> or defends against enforceinent of the lieii in, legal proceediilgs which in Lender's opinion operate to prevent <br /> �he enforceinent of th�lien wlule�hose�roceedings are pendirig, Uut oialy until such�roceedings are <br /> concluded; or(c) secures from the holder of the lien an 2greeinent s�tisf�ctory to Le�ldar subordinating the <br /> lien to t11is Security Instrument. If L�nder cleterinines that any part of the Property is suUject to a Iien wluch <br /> can at�asn priority over fhis Security I�ZStrument, Lender inay give Borrower a notice i�dentifying the lien. <br /> Within 10 days of the da�te on whicll that notico is given, Borrower shall satisfy the lien or talce one or mor� <br /> � of��he actions set forth above in 11us Section 4�. <br /> Lender may rec�uire Borrower to pay�i one-tiine cllarge for a real estate tax verification andlor reporting <br /> service used vy Lendei•in connection with this Loan. <br /> 5. Propet'ty Insurance. Borrower shall keep the improveinents now existing or herelfter erected on the <br /> Property insured against loss by fire, hazards included within the term"extended coverage;" and any other <br /> hazas•cls including, but not limited to, earthc�uakes and floods, for which Lender requires insurance, This <br /> insurance shall Ue�naintainecl in the amounts (including deductible levels) and for the periads tliat Lender <br /> requires. What Lender raquires pursua�lt to the precediiig sentences can cliange cluring th�term of the Zoan. <br /> Tlie insLirance cas�rier providing the insurance shall be chosen by Borrower stiibject to Lender's right to <br /> disapprove Borr•ower's cl�oice, wliicll right shall not Ue axercised unreason�bly. Lencler may require <br /> Borrower to pay, in ooiulection wi�11 this Loan, eithei•: (a) a one-tiine charge Cor flood zone deterinination, <br /> certi�ication at�d tt•acicing services; or(b) a o�e-time oharge for flood zone deterinin�tion and certificataoi7 <br /> services and sLiUsequent eharges each tiine remappings or similar cha�lges occur Which reasonably might <br /> affect such detern�ii�ation or certiFcation, Borrower shall also be responsible for the payment of any i'ees <br /> imposed by the rederal�inergeilcy M�nagement Agency ii1 connection wiCh the review of any floocl zone <br /> determination resulting from 1n objection Uy Borrower. <br /> If Borrower fails to maintaiii�ny oi'the cover��es descriUed avove, Lender m�ty obtain insur�nce coverage, <br /> at Lender's option aild Borrower's expense. Lender is under no oUligltion to purchase�ny p�i•ticular type or <br /> amotint of coverage. Tliei•efore, such coverage s17a11 cover Lender, Uut might or inight not protect Borrower, <br /> Boi•rower's eqLiity in the Property, or the contents of the Pro�et•ty, against any rislc, hazard or lia�ility and <br /> might provide greater or lesser coverage than was previously in effect, Borrower acicnoWledges that the cost <br /> of the insura�7ce coverage so obtaineti inight significantly exceed the oost of insuranca that Borrower could <br /> have obtained. Any amounts disUtu•sed by Lencler�uider this Sectiorl 5 s11�11 Uecor7ie additional debt of <br /> Borrower secured Uy this Security Instruinent, These ainotuits sllall Uear interest�t the Note rate fi•oin the <br /> date of disUursement aud sh�11 be pay�ble, with such interest, upon notiae froin Za�zd�r to Borrowei <br /> reqttestz�g payinent. <br /> 231230 <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3026 1/01 <br /> VM P O VM P6(NE)(1105) <br /> Wolters Kluwer Financlal Services Page 6 of 17 <br />
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