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201109127 <br /> 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extensio�of the time for paynlent or <br /> snoc�ifica�ion of amorCiz�tion of t11e sums secured by this Security Instruinent granted by Lander to Borrower <br /> or any Successor in Interest of Borrower shall not operate to release t11e liability of Bori•ower or auy <br /> Successors in Iizteresti of Borrower. Lencler shall not Ue required to coiruilence proceedings against any <br /> Successor in Interest of Borrower or to refuse to extend tim�for pay�l�nt or otherwise modify amortization <br /> of the sums secured by tlus Security Instruinent vy reason of any demancl made by tlie origiiial Borrower or <br /> any Successors in Interest of Borrower. Any forbe�rance Uy Lender in exercising any right or reinecly <br /> including, without limitation, Lender's acceptance oFpayments from tllird persons, entities or Successors in <br /> Tnterest of Borrower or in ainounts less tihan the amount then due, sha11 not be a waiver of or prechide the <br /> exercise o£�uy right or remecly. <br /> 13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants a�id <br /> agrees that Borrower's obligations and liability sh�ll be,�oint and severlL Howev�r, �ny Borrower who <br /> co-signs this Security Instrument but does not execute the Note(1"co-signer"); (a)is co-signing tlus <br /> �ecurity Instruineiit only to mortgage, grant and oonvey the co-signer's intiarest in the Prop�rty under the <br /> terms of this Security Instrument; (b) is not personally oUlig�tecl to pay the sums secured by this Security <br /> Instxument; and(c) agrees that Lender and any other Borrower can agree tio extend, modify, forbelr or inalce <br /> any a�ccoiminodations with regard to the terms of t11is Security Insti2unent or the Note withotiit the co-si�ier's <br /> consent. <br /> Sttbject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Bori•ower's <br /> oUligations under this Se�urity Instrui��ent in writing, and is �p�rovec�by Lenclar, slzall obtain a11 of <br /> Borrower's rights uid Uenel"its under this Security Instrutnent. Borrower shall not be released fi•om <br /> Borrower's oUligataons and 1iaUility under this Security Ii7strui��ent tinless Lender agrees to sucli rele�se in <br /> writing. The covenants and�greements of this Security Instruinent shall bind(except as provided in Section <br /> 20) and Uenefi't the sLiccessors and assigns of Leticler. <br /> 14. Loan Charges. Leilder inay charge Borrower fees for seivices performed in coimectioil with Borrower's <br /> default, for the purpose of protecting Lender's intez•est in the Property and rights under this Security <br /> Instrusnent, including, Uut not limited to, attorneys' fees, property inspection�nd v�luation fees. Iii regard to <br /> 1�zy other Pees, the absence of express authority in t11is Security Instrument to charga a sp�ei�c fea to <br /> Borrower sh�tll not be constrixed�s a prohiUition on tlie charging of such fee. Lencier may not chaige fees <br /> that are expressly prohibited Uy this Security Instrument or by Appricable Law, <br /> If the Loan is subject to a 1�w wluch sets�maximuin loari ehas�ges, and that 1aw is i�nally intei°preted so that <br /> the interest or other loan charges collected or to be collected iii comiection witli the Loan exceed tho <br /> perinitted Iiinits, tlien: (a) any such 1oa11 charge sh111 be rec�uced by the amount�iecessary to reduce the <br /> charge to tlie pernlitted limit; ai�d(l�) any suins alreaely collected rroin Borrower which exceeded perrnitted <br /> 1iiz7its will be reftirided to Borrower, Lender may choose to inalce tliis re£unc�by reducing the principal owed <br /> under the NotE or by malcing a direct payment to Borrowei: If a reFiuid i�educes principal, the reciuction will <br /> ve treated as a pai•tial prepayment without�ny prepayment cliarge(whetlier or not a prepayment charge is <br /> providecl for iuider the Note), Borrower's acceptance of any such refund made by direct paymeiit to <br /> I�orrower will constitute a waiver of any right of action Borrower inight have arising out of sucli overcharge. <br /> 15. Notices. AI1 notices given l�y Borrower or Leneler in connect7on with this Seeurity Iilstirument mus�l�e in <br /> writing, Aizy notioe to Borrower in coiuiection with this Security 7�zsti�,unent shall be deen�ed to have been <br /> gi�en to Borrower when mailed by first class inail or when�ctually delivered�o Borrower's notice acldress if <br /> sent Uy other means. Notice to any one Borrowel•sha11 constituta notice tio all Borrowers tu�ress Applicable <br /> L�w expressly requires otherwise. The notice address sh�ll be the Property Ac1dress unless Borrower has <br /> 231230 <br /> NEBRASKA-Single Fam ily-Fannie M ae/f-'retldie M ac UNIFORM INSTRUM ENT Form 3028 1/01 <br /> VM P OO VM P6(NE)(1105) <br /> Wolters Kluwer Financlal Services Page 11 of 17 <br />