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201109037 Parcel ID Number: 69 Kuester Lk ("Properry Address"): 400241323 Grand Island which cnaeatly has the address of (3treet) (City), Nebraska68801-8609 (7ap Corxe) TOGETI�R VJITH all the improvements now ar hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereaftez a part of the properry. Ail replacements and additions shall also be covered by this Secnrity Tnstrument All of the foregoing is refeaed to in this Security in��me.�t as the "Property." Boaower understands and a,grees that MERS holds only legal title to the interest granted by Borrower in this Secuiity Instrument, but, if necessary to comply with law or custom, MERS (as nomi.nee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, inclnding, bnt not limited to, the zight to fozeclose and sell the Property, and to take any action required of Lender includi ng, but not limited to, releasing and canceling this Security Instrumen� BORROWER COVENANTS that Boaower is lawfully seised of the estate hereby conveyed and l�as the right to grant and convey the Properiy and that the Properiy is nnencurnbered, except for encumbrances of record. Boirower wazrants and will defend generally the iitle to the Properry against all claims and demands, subject to any encumbraaces of record. � THIS SECUKiTY INSTRL7MENT co�bines uniforai covenants foz national use and non-uniform covenants with limited variaiions by jurisdickion to aonstitnte a uniform secuzity instrument coveiin� real property. Uniform Covenants.Boaower and Lender covenant and agee as follows: 1. Paymentof Principal,lnterest, Escrowitems, PrepaymentCharges,and Late Charges.Boaower shall pay when due the principal o� and interest on, the debt evidenced by the Note and any prepayment chazges and late charges dne nnder the Note. Boaowez shall also pay fnnds for Escrow Items pursuant to Section 3. Paym.ents due under the Note and this Sectuity Inshument shall be made in U S_ ciurency. However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returnc�3 to Lender nnpaid, I,ender ma.y require that an.y or all subsequent payments due wnder the Note and this Secmity Instrument be made in. one oz more of the following forms, as selected by Leader: (a) cash; (b) money order, (c) certified check, bank check, treasurer's check or cashier`s check, provided any such check is drawn upon an institution whose deposits aze insvred by a federal agency, iinstrumentality, or entity; or (d) Electronic Fninds Transfer. Payments are deemed received by Len.der when received at the location designated in the Note or at suoh other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial paymefft if the payment or partial paymeats aze insufficient to bring the Loan c�rent Lender may accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse snch paycnent ar partial payments in t6.e future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Paymsnt is applied as of its scheduled due date, then Leader need not pay interest on una.pplied funds. Lender may hold such una.pplied funds umil Borrower malces payment to bring the Loan current. Tf Borrower does not do so within a reasonable period of time, Lender shail either apply sach fimds or return them to Borrower. If not applied eariier, such funds will be app�ied to the outstan.din� principal batance under the Note immediately prior to foreclosnre. No offset or claim which Bflrroe✓er might ha.ve now or in the futuze against Lender shall relieve Boaower from making payme�ts due under the Note and this Security Instrumeat or performing the coWenants and agreements secured by this Security Instrnment. NEBRASfCASir�gie Femity•Fartnle Mae/Freddle A4ac UNIFORM lNSTRUMENT WflH MERS VMP � Wolie�s t4w�erFlnandal Servtces III I�IIIIIIIII II II I�I IIII NII I IIIIII II!!I IIIIII q03303156313 0233 527 0417 rbm� 3ozs iro� VMpBA(N 4��of�17