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201109037 <br />{c� °�ender^� Quicken Loans Inc. <br />T cader is a Corporati on <br />organized and existing nnderthe Laws of the State of Mi chi gan <br />T,ender'saddressis 1050 Woodward Ave, Detroit, MI 48226-I906 <br />(D) '"frustee" is First American Title Insurance Company <br />(E) °MERS" is Mortgage Electronic Regishation Systems, Inc. MERS is a sepazate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneftciary under this <br />Security Instz�ment MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P_O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) °Note" means the promissory note signed by Borrotver and dated Novernber 16 , ZOZ]� . The Note <br />��s �� Bonow� ow� L�,a� One Hundred Fi fty Two Thousand and <br />�0/100 � <br />Dou�s Rr.s. $152 , � � �. � � ) plus interest $oaower has promised to pay this debt in zegular <br />Periodic Payments and to pay the debt in fu1I not later than December 1. 2041 . <br />(G) "Property" means the property that is described below under the heading "Trans�fez of Rights in the <br />Property " <br />(H) "Loan" means the debt eviden.ced by the Note, pius interest, any prepayment charges and tate charges due <br />under f11e Note, and all sums due under this Sec�sity InstrUment, pins interesL <br />(1) "Riders" means all Riders to this Security Instrument that aze executed by Borrower. The following Riders <br />are to be execufed by Borrower [check box as agplicable]: <br />❑ Adjustable Rate Rider � Condominium Rider 0 Second I3ome Rider <br />� Balloon Rider 0 Planned Unit Development Rider C] 1-4 Family Rider <br />0 VA Rider C] Biweekly Paymettt Rider � Other(s) [specify] <br />Lega1 Attached <br />(J) "ApplicableLaw° means all controIling applicable federal, state and Ioca1 statutes, regulations, <br />ordinances and administrative rulss and orders (that have the effect of Iaw) as wel! as atI applicable fcnal, <br />non-appealable judicial opinions. <br />(!� "CommunityAssociationDues, Fees, and Assessmenfis"means ail dues, fees, assessments aud other <br />charges that are imposed on $orcotiver or the Property by a condomi.nium associa.iion, homeovvn.ers <br />association or similaz organiaation. <br />(L) "EleetronicFundsTransfer" means any transfer of funds, other than a transaction originated by check, <br />draf� or similar paper insirumen� tivhich is initiated tivough an electronic terminal, telephonic insirument, <br />computer, or ma.gnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account Such term includes, but is aot limited to, point-of-sale iransfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, und a.utomated cle�uinghouse hansfers. <br />(M) "Escrow Items" means those items that are described in Section 3. <br />N�RASKASingle Fami(y-Fannte MaelFreddie Mec UNIFORM INSTRUMENT WITH AAERS Form 3n281ro7 <br />VMP � VMPBA(NE) (11Q5yQ0 <br />Wattara KlwuarFlnanolal Sarvlcea F�age 2 of 17 <br />�f Ilill�llllllfllllllllll(�liIIIIIIIIIIII�IIidl( <br />q03303156313 0233 527 0217 <br />