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�oiio9oos <br />(C) "Lender"iswELLS FAttco s�c, N.A. <br />Lcndcr is a NATIONAL ASSOCIATION <br />organized and existing under the laws of THE UNITED STATES <br />Lender's address is P.O. BOX 11701, NEWARK, NJ 071014701 <br />Lender is lhe heneficiary under this Sec:urily Inslrumenl. <br />(D) "Tr'ustee" is WELLS FARGO FiNANCiAL NATL BNK <br />C/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 59107 <br />(E) "Note" means the promissory note signed by Borrower and dated OCTOBER 26, 2011 . The Note <br />statcs that Bortowcr owcs Lcndcr ONE IiUNURED THIRTY FOUR THOUSAND FIVE HONDRED <br />EIGHTY NINE AND 00/100 <br />Dollats (U.S. $*****134, 589. 00) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than NOVII�ER O1 2041 . <br />(F) " Property " me�an5 lhe properly that is deuribed below under the heaJing "Trdnsfer of Rights in lhe <br />Property." <br />(G} "Lo811" means the debt evidenced by the Note, plus interest, any prepayment charges and late char�es due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />{Hj "Riders" mcans all Ridcrs to this Sccurity Instrumcnt that arc cxccutcd by Borrowcr. Thc following Ridcrs <br />are to be executed by Borrower [check box as applicable]: <br />0 Adjustable Rate Rider 0 Condominium Rider � Second Home Rider <br />0 Balloon Rider 0 Planned iJnil Developmenl Rider 0 1-4 Family Rider <br />0 VA Rider 0 Biweekly Payment Rider 0 Other(s) [specify] <br />(I) "ApplieableLaw" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrativc rulcs and ordcrs (that havc thc cffcct of law) as wcll as all applicablc Gnal, non-appcalablc <br />judicial opinions. <br />{J) " CommunityAssoeiationDues, Fees, and Assessments"meansall dues, f'ees, assessmentsand other <br />charges thal are imposed on Borrower or ihe Property by u condominium association, homeowners <br />association or similar organization_ <br />(K) " ElectronicFundsTransfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instntct, or authorize a financial institution to debit or credit an <br />account. Such tcrm includcs, but is not limitcd to, point-of-salc transfcrs, automatcd tcllcr machinc <br />transactions, transfers initiated by telephone, wire transfers_, and automated clearinghouse transfers. <br />(L) "EsCPOW Items" means those items that are described in Section 3_ <br />(M) "MtsCellaneousP�oCeeds"means any compensation, tiettlement, award of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in 5ection 5) for: (i) <br />damagc to, or dcstruction of, thc Property; (ii} condcmnation or othcr taking of all or any part of thc <br />Properly; (iii) conveyunce in lieu of condemnalion; or (iv) misrePresentations of, or omitision5 as to, ihe <br />value and/or condition of the Property. <br />NEBRASKASingle Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP 0 VMPB(NEJ (1105).00 <br />Wolters Kluwer Financial Services Page 2 of 17 <br />