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t <br />r I ' ' , • <br />� 1 • <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />�� �1 (Seal) <br />Chad Sheffield - sorrower <br />� (Seal) <br />Kayla M heffleld - aorrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space BelowThls Ltne ForAcknowledgment] <br />STATE OF NEBRASKA, Hall County ss: <br />On this 23 rd day of November 23, 2011 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Chad Sheffield, Kayla M Sheffield _ <br />, <br />to me known to be the identical person(s) whose name(s) aze subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at 2009 N. Diers Ave., Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: "I j1�1/� <br />i <br />�� �� N� ward J. Jarosik -Notary Pubuc <br />�DH►ARD J JARQSiK <br />C�m. E�t. Nar.14, 2Q1S <br />NEBRASKA- Single Family - FannPeMae/FreddieMac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />