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� <br />�� <br />N � <br />0 � <br />� <br />� � <br />� � <br />e <br />� � <br />� <br />� <br />� <br />� <br />� <br />C.9 <br />� <br />w <br />� <br />W <br />� <br />i <br />i.N <br />� <br />� <br />� <br />� <br />� <br />When Recorded Retum To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />A <br />� <br />� � <br />��� <br />� <br />� <br />� � �� � ° '� C� <br />� r— r � C y' � <br />� � r � � C —�i m N <br />� o �ti � p O 8 <br />w <br />� � � � � � a <br />� �_.' = rn �, t� <br />r � 'D' � <br />x� 3 r' � � Co9 <br />� �- ;.� � ►— �n c � � <br />n <br />o `'' , 7C � <br />CD <br />p � � ��-- p� 1� <br />c,0 � � <br />�.b <br />[Space Above This Line For Reeording Data] <br />Loan No: 101246284 <br />DEED OF TRUST <br />ParcellD: 400415933 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document aze also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated November 23, 2011 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Chad Sheffield and Kayla M Sheffield, Husband and Wife <br />a/k/a Chad A. Sheffield • <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />State of Nebraska <br />(E) "Note"means the promissory note signed by Bonower and dated November 23, 2011 . <br />The Note states that Borrower owes Lender <br />One Hundred Seventeen Thousand Six Hundred DOLLARS and Zero CENTS <br />Dollars (U.S. $ 117,600.00 ) plus interest. Borrower has promised to pay this debt in regulaz <br />Periodic Payments and to pay the debt in full not later than December 1, 2026 . <br />S�� <br />�o • <br />NEBRASKA- Single Family - FannieMae/FreddleMac UNIFORM INSTRUMENT <br />Form 3028 7/01 <br />Laser Forms Inc. (800) 446-3555 ��� <br />LFI #FNMA3028 9/11 Page 1 of 13 Initials: �'r <br />