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201i0896s (C) "Lender" 13 �BLLS FARGO BANK� N.A. Lender is a NAT=ONAL ASSOC=ATION organized and existing under the laws of � vNITBD STATBS Lender's address is 101 NORTB PH=LLTPS AVffi�tIIS, S=OIIx FALLS, SD 57104 Lender is the beneficiary under this Securiry Instrument. (D) "Trustee" WELLS FARGO FINANCIAL NATL SNR C/O SPISC. SBRV., PO 80� 31557, BILLINGS, MT 59107 (E) "Note" means the promissory note signed by Borrower and dated NovSMBffit 23, 2011 , The Note states that Borrower owes Lender TWO SIINDRED SI%TY FSVS THOIISAI�ID F=VS HIINDRi�D AND 00/100 Dollars (U. S. $***** 2 6 5, 5 0 0. 0 0) plus interest. Bonrower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later than nsc��R 01, 2041 . (F) "Property" means the properiy that is described below under the heading "Transfer of Rights in the Properry." fG) "Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: � Adjustable Rate Rider � Condominium Rider � Second Home Rider 0 Balloon Rider � Planned Unit Development Rider 0 1-4 Family Rider � VA Rider 0 Biweekly Payment Rider 0 Other(s) [specify] (I) "Applicable Law" means all conuolling applicable federal, state and local statutes, regulations, ordinances and administrarive rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Associa�ion Dues, Fees, and Assessments" means all dues, fees, assessments and other chazges that are imposed on Borrower or the Property by a condominium associarion, homeowners association or similaz organization. (K) "Electronic Funds Trensfer" means any transfer of funds, other than a transacrion originated by check, draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (1.1 "Escrow Items" means those items that aze described in Secrion 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages aescribefl in Se�tion 5) for: (i) damage to, or destruction of, the Property; (ri) condemnarion or other taldng of all or any part of the Property; (rii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as w, the _ value and/or condidon of the Propertv NEBRASKA-Single Femily-Fannie Mae/Freddie Mac UNfFORM I(VSTRUMENT Form 3028 7/07 VMP � VMPB�NE) (11061.00 Waltera Kluwer Financlal Services Page 2 of 17