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<br />(G7 "Lender" is U. S. Baak N. A.
<br />Lender is a Natioaal Association
<br />organized and e�cisting under the laws of
<br />Lender's address is 4801 Frederica
<br />The IInited States Of America
<br />Street, Owensboro, RY 42301
<br />(D) 'Trastee" is Mr . Thomas I.ocher
<br />2002 Douglas Stree� 200 The Omaha Club, Omaha, NE 68102 .
<br />(E) "MERS" is Mortgage Electronic Registration S�stems, Inc. MERS is a separate corporation that is
<br />acting solely as a nomine,e for Lender and Lender' s successors and assigns. MERS is the bene5ciary
<br />under this Secnrity Instramen� MERS is organized and existing under the laws of Delaware, and hes an
<br />addr�ss and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated 11/28/2011 .
<br />The Note states that Borrower owes Lender T�vo Huadred Seventeen Thousand Four Hundred
<br />Fifty and 00/100ths Dollars
<br />(U. S. $ 217 , 450 a 00 ) plus interest. Borrower has promised to pay this debt in reguler Periodic
<br />Payments and to pay the debt in full not later than December O1, 2041 .
<br />(G) "Property" means the property that is descnbed below under the heading "Transfer of Rights in the
<br />property ��
<br />(� 'Z.oan" means the debt evidenced by the Note, plus iuterest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Se�mty Instrument, plus interest.
<br />(n "Riders" means all Riders to this Security Instrument that are elce�uted by Bonower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />� Adjustable Rate Rider 0 Condominium Rider � Second Home Rider
<br />� Balloon Rider � Planned Unit Development Rider 0 1-4 Family Rider
<br />0 VA Rider � Biweekly Payment Rider 0 Other(s) [specify]
<br />(� "Applicable Law'P means all controlling applicable f�eral, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effe�t of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(I� "Community Association Daes, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similaz organization.
<br />(L) "Electronic Fands Transfer" means any transfer of funds, other than a uansactian originated by
<br />check, draft, or similar paper instrument, which is initiate� through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller
<br />machine tr�sactions, transfers initiatad by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(Nn "Escrow Items" means those items that are described in Section 3.
<br />(1� "Miscellaneons Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third pazty (other than insurance proceads paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruckion of, the Property; (ii) condemnation or other taking of a11 or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(0) "Mortgage Insnrance" means �nc�rance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />2200196725
<br />NFBRASKA - Single Family - Fannle Mae/Freddle Mac UNIFORAA INSTRUMENT WITH n
<br />�$A(NE� (0810) Page 2 of 15 Initiels: �lV
<br />0
<br />D V6ANE
<br />Form 3028 1/01
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