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201108944 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />��(�I� 0 ''� ���v�✓� (Seal) <br />Chad M Conkl i n -Borrower <br />(Seal) <br />A J C kl -Borrower <br />(Seaq <br />-Borrower <br />(Seal) <br />-Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Famlly-Fannie Mae/Freddie Mac UNIFORM INSTAUMENT Form 3028 1/O1 <br />VMP � VMP61NE) (1105) <br />Wolters Kluwer Financial Services Page 16 of 17 <br />, p ; 9 <br />