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201108923 <br />Instrument and that contains any such terms and provisions as those referred to in (a) <br />above. <br />5. If the Borrower has, since inception of this loan but prior to this Agreement, received a discharge <br />in a Chapter 7 bankruptcy, and there having been no valid reaffirmation of the underlying debt, by <br />entering into this Agreement, the Lender is not attempting to re-establish any personal liability for <br />the underlying debt. <br />6. Nothing in this Agreement shall be understood or construed to be a satisfaction or release in <br />whole or in part of the Note and Security Instrument. Except as otherwise specifically provided in <br />this Agreement, the Note and Security Instrument will remain unchanged, and Borrower and <br />Lender will be bound by, and comply with, all of the terms and provisions thereof, as amended by <br />this Agreement. <br />7. Borrower agrees to make and execute other documents or papers as may be necessary to <br />effectuate the terms and conditions of this Agreement which, if approved and accepted by Lender, <br />shall bind and inure to the heirs, executors, administrators, and assigns of the Borrower. <br />8. This Agreement modifies an obligation secured by an existing security instrument recorded in <br />HALL County, NE, upon which all recordation taxes have been paid. As of the date of this <br />agreement, the unpaid principal balance of the original obligation secured by the existing security <br />instrument is $58,615.81. The principal balance secured by the existing security instrument as a <br />result of this Agreement is $66,292.40, which amount represents the excess of the unpaid <br />principal balance of this original obligation. <br />HUD MODIFICATION AGREEMENT <br />8300 03/11 <br />(page 3 of 6 <br />