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<br />THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of Home Federal Sav4ngs & Loan Association of
<br />Grand Island Grand Island
<br />221 South Locust Street 221 South Locust 5treet �/ 0
<br />GRAND I5LAND, NE 68801 GRAND ISLAND, NE 68801 S,
<br />O�
<br />(Space Above This Line For R�ording Data)
<br />DEED OF TRUST
<br />(PREAUTHORIZED (OPEN END) CiZEDIT - FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUST)
<br />THIS DEED OF TRU5T ("Security Instrument") is made on November S, 2011. The grantor is MARIA L
<br />ERIVE5, A SINGLE PERSON, whose address is 107 W 9TH ST, GRAND ISLAND, Nebraska 68801
<br />("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Equity - Line of Credit
<br />("Contract"). The obligations of Borrowers who did not sign the Contract are explained further in the section titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend
<br />R. Baack, Attorney whose address is P.O. Boz 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary
<br />is Home Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws
<br />of the United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br />("Lender"). MARIA L ERIVES has entered into a Contract with Lender as of November 8, 2011, under the terms
<br />of which Borrower may, from time to time, obtain advances not to exceed, at any time, a*'�*MAXIMITM
<br />PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)��* of Forty Thousand One
<br />Hundred Twenty-eight and 00/100 Dollars (U.S. $40,128.00) ("Credit Limit"). Any party interested in the details
<br />related to Lender's continuing obligation to make advances to Borrower is advised to consult directly with Lender.
<br />If not paid earlier, the sums owing under Borrower's Contract with Lender will be due and payable on November
<br />15, 2016. This Security Instrument secures to Lender: (a) the repayment of the debt under the Contract, with
<br />interest, including future adv�nces, and all renewals, extensions and modifications of the Contract; (b) the payment
<br />of all other sums, with interest, advanced to protect the security of this Security Instrument under the provisions of
<br />the section titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Contract. For this purpose, Borrower, in
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with
<br />power of sa1e, the following described property located in the COUNTY of HALL, State of Nebraska:
<br />Address: 107 W 9TH ST, GRAND ISLAND, Nebraska 68801
<br />Legal Description: LOT TWO (2) BLOCK SIX (6) IN RUSSEL WHEELER'S ADDITION IN THE
<br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />TOGETHER WIT'H all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Properly."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Properiy is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Bonower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br />interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable fmal, non-appealable judicial opinions.
<br />Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the
<br />Property which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any.
<br />At the request of Lender, Borrower shall promptly furnish to Lender receipts evidencing the payments.
<br />� 2004-201 I Complience Systems, l�. ADCD-F'D99 - 2010U.15.461
<br />Consumer Real Estate - Security Instrumeat DL2036 Page 1 of 5 www.compliancesystems.com
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