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<br />THIS INSTRiJMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
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<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />(Space Above This Line For Recording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on November 17, 2011. The grantor is CONSTANCE
<br />K SWANSON, A SINGLE PERSON, whose address is 1525 STAGECOACH RD, GRAND ISLAND,
<br />Nebraska 68801 ("Bonower"). Borrower is not necessarily the same as the Person or Persons who sign the Note.
<br />The obligations of Bonowers who did not sign the Note are explained further in the section titled Successors and
<br />Assigns Bound; Joint and Several Liability; AccommodaHon Signers. The trustee is Arend R. Baack,
<br />Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Iiome
<br />Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the
<br />United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br />("Lender"). CONSTANCE K SWANSON owes Lender the principal sum of One Hundred Fifty-nine
<br />Thousand Nine Hundred Ninety-eight and 50/100 Dollars (U.S. $159,998.50), which is evidenced by the note,
<br />consumer loan agreement, or similar writing dated the same date as this Security Insmament (the "Note"), which
<br />provides for Single payments ("Periodic Payments"), with the full debt, if not paid earlier, due and payable on
<br />May 15, 2012. This 5ecurity Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note,
<br />with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced to protect the security of this Security Instrument under the provisions of the section tided
<br />Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements
<br />under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust
<br />herein created, irrevocably grants and conveys to Trustee, in hust, with power of sale, the following described
<br />property located in the COU�TT'Y of HALL, State of Nebraska:
<br />Address: 1525 STAGECOACH RD, GRAND ISLAND, Nebraska 68801
<br />Legal Description: LOT THIRTEEN (13) COACH PLACE SUBDIVISION, IN THE CITY OF
<br />GRAND ISLAND, HALL COUNTY, NEBRA5KA
<br />Address: 615 W HAGGE AVE, GRAND ISLAND, NEBRASKA 68801 Legal
<br />Descrlption: LOT SIXTY-TWO (62) IN HAGGES' SUBDIVISION, IN THE CITY OF GRAND
<br />[SLAND, HALL COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the properly. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Properly."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Properiy against all clanns and demands, subject to
<br />any encumbrances of record.
<br />Secured Indebtedness. The debt evidenced by the Note and which is secured by this Security Instrument is
<br />subject to the provisions of 12 CFR 226.32. Borrower acknowledges that Borrower has received the disclosures
<br />prescribed by 12 CFR 226.32 at least three business days prior to the execution of the Note and this Security
<br />Instrument, or as otherwise required by 12 CFR 226.31. Bonower and Lender further acknowledge and agree that
<br />this Security Instrument will secure additional debt subject to 12 CFR 226.32 only if Lender satisfies the necessary
<br />requirements imposed on such debt imposed by 12 CFR 226.32 and Applicable Law.
<br />Bonower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
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<br />� 2004-2011 Compliance Systems, Inc. ADCD-A72D - 2010L1.15.46I
<br />Consumer Rea( Fstate - Securhy InsWment DL2036 Page 1 of 6 www.compliencesystems.com
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